| Price from | — | $250/mo |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 2 | 10 |
| Spec score · Bank Connectivity Software | 8.0 (#12) | 7.8 (#19) |
| Founded | 2020 | 2016 |
| Headquarters | Santiago, Chile | Toronto, Canada |
| Security | Fintoc states that it is certified to ISO 27001 and PCI DSS Level 1. | Flinks lists SOC 2, AES-256 hardware encryption, HTTPS 256-bit encryption, IP whitelisting, and daily automated and manual application security testing. |
| Support | The site directs users to WhatsApp support and product documentation for help. | All customers can submit tickets through the Support portal, and Scale plan customers and above receive a dedicated customer success representative. |
| What it does | Fintoc unifies payment infrastructure so businesses can receive, move, and reconcile money. | Flinks combines financial connectivity, intelligence, and payments to help businesses deliver financial experiences. |