Finverse Bank Data API vs Powens
Finverse Bank Data API
finverse.com
Powens
powens.comSide by side
| Figure | Finverse Bank Data API | Powens |
|---|---|---|
| Price from | $0.50/mo | — |
| Free plan | — | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Bank Connectivity Software | 7.9 (#15) | 8.2 (#8) |
| Spec score · Financial Data APIs | 7.9 (#11) | 8.2 (#6) |
| Founded | 2020 | The company says it was founded as Budget Insight in 2012 and rebranded as Powens in 2022. |
| Headquarters | Hong Kong | Paris, France |
| Security | Finverse says data is encrypted in transit at TLS 1.2 or higher and at rest at AES 256-bit or higher. | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. |
| Support | The large-volume option lists dedicated support, account management, migration assistance, and volume discounts. | Enterprise plans include a dedicated account manager and priority assistance from integration and technical support teams. |
Plans
Finverse Bank Data API
- Standard$0.50 a month
- For Large VolumePriced on request
- Standard PricingPriced on request
In their own words
Finverse Bank Data API
Finverse Bank Data API has no write-up on Specifiction yet; its figures are above.
Powens
Powens is an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. Its aggregation service syncs accounts, transactions, savings, loans, and investments from more than 1,800 banks across 12 EU countries. Accounts refresh daily, while available transaction history varies by bank from 3 to 24 months; live connections can be maintained for six months with daily refreshes. Payment services include IBAN accounts, Direct Debit, Pay by Bank, and instant SEPA transfers through one API and dashboard. Powens says beneficiaries receive funds from its instant SEPA transfers within 10 seconds. It also offers real-time bank identity checks and Spanish IBAN ownership verification. Developers can access API documentation, integration guides, SDKs, connection widgets, an admin console, and a free self-service sandbox. Pricing is on request. Enterprise plans include dedicated hosting and can include an account manager and priority technical and integration support. Powens lists Android, iOS, web, and API access, and says it was founded as Budget Insight in 2012 before adopting the Powens name in 2022.