Fire Payments API vs Noda
Fire Payments API
fire.com
Noda
noda.liveSide by side
| Figure | Fire Payments API | Noda |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 2 |
| Spec score · Open Banking Payment Platforms | 7.7 (#5) | 7.8 (#3) |
| Founded | 2010 | LinkedIn lists the company as founded in 2020. |
| Headquarters | Dublin, Ireland | Cyprus |
| Integrations | Fire provides an OpenAPI specification that developers can use with their preferred programming language to build a client library for backend integration. | Noda lists plugins for WooCommerce, Magento, PrestaShop, and OpenCart, alongside API integration. |
| Intended customers | Fire says it focuses on fintechs and corporate clients that need integrated payment processing as part of their business. | Noda's integration guide describes its solution as suited to SMEs and e-commerce businesses. |
| Payouts | The API can initiate batches of internal transfers and local or cross-border payouts from a customer’s own systems. | The bank-payout API supports real-time transfers through schemes such as Faster Payments, SEPA Instant and Pix, while card payouts use Visa Direct or Mastercard Send. |
| Security | Fire says its payment services use a security framework designed to meet PSD2 technical standards, including authorisation and authentication of payment batches through the Fire for Business mobile app. | Noda describes open banking payments as authorised through customers' banks using Strong Customer Authentication. |
| Support | Fire directs prospective customers to [email protected] and existing customers to [email protected]. | Noda advertises a personal onboarding assistant, dedicated account management and 24/7 global technical support. |
Plans
Noda
- Open-banking transaction pricingPriced on request
- Transaction-based pricingPriced on request
In their own words
Fire Payments API
Fire Payments API connects Fire’s digital payment services to applications and back-office systems, letting fintechs and corporate clients automate payment processes. It can initiate batches of internal transfers and local or cross-border payouts, issue cards, and manage card blocks and limits. Businesses can create bank-transfer payment requests with added information for reconciliation, retrieve transaction, payee, user and balance data, and move funds between Fire accounts in real time. Developers can use Fire’s OpenAPI specification to build backend integrations in their preferred programming language. Customers need to contact sales to open a Fire account before configuring an API application and its permissions. Fire says payment batches are authorised and authenticated through the Fire for Business mobile app, within a framework designed to meet PSD2 technical standards. Fire-EU is regulated by the Central Bank of Ireland, while Fire-UK is authorised by the FCA. Customer funds are held separately from operational funds; this is not a bank deposit guarantee. Pricing is paid, from €10/mo, with corporate pricing available on request.
Noda
Noda is a paid open banking payment platform for businesses, available through an API and web-based tools. Customers can pay directly from bank accounts, while businesses can also offer cards, Apple Pay, and Google Pay. Noda lists plugins for WooCommerce, Magento, PrestaShop, and OpenCart, plus payment links and QR codes for accepting payments without coding. The platform connects to more than 2,000 UK and EU banks and states that it covers every UK bank. Open banking transaction fees start at 0.1%, with pricing tailored to business needs and no fixed plans listed. Noda says payments settle instantly or near-instantly. Bank authorisation uses Strong Customer Authentication, and customers must consent to financial-data sharing, with an option to withdraw consent. The pricing page lists 24/7 global technical support and a dedicated personal manager. Noda says the service does not support recurring subscriptions.