First ACH API vs Helix ACH
First ACH API
firstach.comHelix ACH
helixach.comSide by side
| Figure | First ACH API | Helix ACH |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | — |
| Plans published | 3 | 1 |
| Spec score · ACH Payment Processing Software | 8.3 (#4) | 6.8 (#21) |
| Intended users | First ACH describes the API as suited to businesses integrating payments with existing systems, merchants enabling customer-initiated payments in their software or website, and companies needing custom features. | Helix ACH says it is designed for finance and operations teams, including businesses in B2B services, SaaS, wholesale, healthcare billing, property management, lending, and subscriptions. |
| Support | The API page says technical support is free, and First ACH describes support through phone and email with trained US-based professionals. | The site lists [email protected] as its support contact. |
| What it does | First ACH provides ACH and electronic-check payment processing through a hosted payment gateway. | Helix ACH helps U.S. businesses collect customer payments over the ACH network by issuing invoices, recording debit authorizations, and pulling funds from bank accounts. |
Plans
First ACH API
- Custom solutionsPriced on request
- First ACH APIPriced on request
- First ACH Merchant +Priced on request
In their own words
First ACH API
First ACH API connects a business’s own interface to the First ACH payment gateway, allowing transactions to move through an existing sales process. Businesses can manage transactions from their account database, submit them as they occur, and receive updates for monitoring inside their own system. The API supports recurring ACH payments and ACH credits. Listed applications include embedding ACH payments in another product, depositing across multiple accounts, and consolidated processing for distributed networks. First ACH describes it for businesses integrating payments with existing systems, merchants adding customer-initiated payments to software or websites, and companies needing custom features. Integration requires a live Internet connection to begin. A 30-day ACH processing trial has no cancellation penalty or termination fee, although processed-payment fees still apply. Technical support is free by phone and email from trained US-based professionals. First ACH cites managed firewalls, encrypted account data, 128-bit SSL web traffic, intrusion detection, NACHA standards, and PCI requirements. Pricing is on request.