Float vs LivePlan
Float
floatapp.com
LivePlan
liveplan.comSide by side
| Figure | Float | LivePlan |
|---|---|---|
| Price from | $105/mo | $15/mo |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| Plans published | 9 | 6 |
| Spec score · Financial Forecasting Software | 8.0 (#18) | 8.4 (#6) |
| Spec score · Scenario Planning Software | 7.8 (#35) | 8.4 (#11) |
| Collaboration | Users can comment on budget lines, invoices, bills, or payments, tag teammates, and receive mention notifications. | Accounts support up to five contributors, guest access controls and simultaneous work with section-level editing locks. |
| Founded | 2012 | 2011 |
| Free plan | No | Yes |
| Headquarters | Edinburgh, Scotland | Eugene, Oregon, United States |
| Integrations | Float currently integrates with Xero and QuickBooks Online, and says a direct Sage Intacct connection is coming soon. | The documented accounting integrations are QuickBooks Online and Xero. |
| Intended users | Float describes its product as cash flow management software for growing finance teams and also offers a solution for accountants, bookkeepers, and fractional finance leaders advising clients. | The pricing page describes uses for startups and established companies, and lists offerings for advisors, educators, and SBA partners. |
| Purpose | Float turns data from connected accounting software or ERP into a rolling cash flow forecast for finance teams. | LivePlan is a web-based service for writing and managing business plans and tracking financial performance. |
| Scenario planning | Users can toggle income and costs, model what-if scenarios, and price new hires before committing. | Users can run up to 10 complete forecast scenarios for alternative outcomes. |
| Security | Float lists encryption in transit and at rest, multi-factor authentication, role-based access, and independent auditing to the UK government-backed Cyber Essentials standard. | LivePlan says data is written to multiple disks immediately, backed up daily and stored in multiple locations. |
| Support | Essentials and Growth include email and live-chat support; Scale adds priority support and a named contact. | LivePlan provides weekday live chat and email support plus group onboarding and a help center. |
Plans
Float
- Essentials$130 a month
- Growth$265 a month
- Scale$389 a month
- Essentials (annual)$105 a month
- Essentials (monthly)$130 a month
- Growth (annual)$215 a month
- Growth (monthly)$265 a month
- Scale (annual)$315 a month
- Scale (monthly)$389 a month
LivePlan
- Standard$15 a month
- Premium$30 a month
- LivePlan Expert$30 a month
- LivePlan Expert (add-on)$30 a month
- Standard$180 a year
- Premium$360 a year
In their own words
Float
Float turns data from connected accounting software into rolling cash flow forecasts for finance teams. It offers weekly and 13-week views, plus monthly forecasts that extend up to three years on Growth and Scale. Users can adjust income and costs, model scenarios and estimate new-hire costs before committing. Float shows invoices and bills with expected payment dates based on when clients actually pay. Its current accounting integrations are Xero and QuickBooks Online; a direct Sage Intacct connection is described as coming soon. Float does not connect directly to banks: bank transaction data comes through the connected accounting platform. Data syncs every 24 hours, with manual sync also available. Teams can comment on budget lines, invoices, bills and payments, tag colleagues and receive mention notifications. Admin, Editor and Viewer roles govern access. Float lists encryption in transit and at rest, multi-factor authentication, role-based access and independent auditing to the UK government-backed Cyber Essentials standard. The web service has no free plan; pricing starts at $105/mo (annual), with a 14-day trial. Essentials forecasts up to 12 months; Growth and Scale cover 36 months.
LivePlan
LivePlan is a web-based service for creating business plans and monitoring financial performance. Its income statement, cash flow, and balance sheet forecasts are connected, so changing an assumption updates them together. The service includes AI-based idea validation and geography-specific market research that LivePlan says draws on more than 50 verified sources. Users can turn plans into presentations, edit them in LivePlan, and export them as PDF or PowerPoint files. QuickBooks Online and Xero connections bring accounting data into forecasts and dashboards, and the service includes more than 550 sample plans. Standard and Premium each list one active company, five contributors, and unlimited guests; only one company may be active at a time. LivePlan works on Android, iOS, macOS, web, and Windows, but requires an internet connection for all functions and has no mobile app. It lists chat and weekday email support. There is no free trial; LivePlan advertises a 35-day money-back guarantee. Standard is $20 a month and Premium is $40 a month, both billed monthly.