Float vs Trezy
Float
floatapp.comTrezy
trezy.ioSide by side
| Figure | Float | Trezy |
|---|---|---|
| Price from | $105/mo | $12.50/mo |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Plans published | 9 | 3 |
| Spec score · Cash Flow Management Software | 7.9 (#10) | 7.6 (#16) |
| Headquarters | Edinburgh, Scotland | Paris, France |
| Intended users | Float describes its product as cash flow management software for growing finance teams and also offers a solution for accountants, bookkeepers, and fractional finance leaders advising clients. | Trezy describes the platform as built for small businesses, including freelancers, startups, and established SMEs. |
| Scenario planning | Users can toggle income and costs, model what-if scenarios, and price new hires before committing. | Users can model business decisions and compare scenarios to see their projected effect on cash flow. |
| Security | Float lists encryption in transit and at rest, multi-factor authentication, role-based access, and independent auditing to the UK government-backed Cyber Essentials standard. | Trezy says it uses 256-bit encryption, PSD2-compliant read-only bank connections, and GDPR protections, and does not store bank credentials. |
| Support | Essentials and Growth include email and live-chat support; Scale adds priority support and a named contact. | The pricing comparison lists email support for Free and priority support for Starter and Premium. |
Plans
Float
- Essentials$130 a month
- Growth$265 a month
- Scale$389 a month
- Essentials (annual)$105 a month
- Essentials (monthly)$130 a month
- Growth (annual)$215 a month
- Growth (monthly)$265 a month
- Scale (annual)$315 a month
- Scale (monthly)$389 a month
In their own words
Float
Float turns data from connected accounting software into rolling cash flow forecasts for finance teams. It offers weekly and 13-week views, plus monthly forecasts that extend up to three years on Growth and Scale. Users can adjust income and costs, model scenarios and estimate new-hire costs before committing. Float shows invoices and bills with expected payment dates based on when clients actually pay. Its current accounting integrations are Xero and QuickBooks Online; a direct Sage Intacct connection is described as coming soon. Float does not connect directly to banks: bank transaction data comes through the connected accounting platform. Data syncs every 24 hours, with manual sync also available. Teams can comment on budget lines, invoices, bills and payments, tag colleagues and receive mention notifications. Admin, Editor and Viewer roles govern access. Float lists encryption in transit and at rest, multi-factor authentication, role-based access and independent auditing to the UK government-backed Cyber Essentials standard. The web service has no free plan; pricing starts at $105/mo (annual), with a 14-day trial. Essentials forecasts up to 12 months; Growth and Scale cover 36 months.
Trezy
Trezy is a web-based financial platform for small businesses, including freelancers, startups, and established SMEs. It combines cash flow forecasting, financial analytics, document management, bank synchronization, and supplier cost intelligence. Its AI analyzes historical transactions and business patterns to forecast cash flow up to 12 months ahead, while scenario planning lets users compare projected effects of business decisions. Trezy provides automated P&L statements and tracks more than 20 KPIs. The document hub uses OCR to extract invoice and receipt details, with search and filing tools. It connects to more than 2,000 banks across Europe, the US, and Canada through read-only open banking connections. QuickBooks Online and Pennylane integrations are listed, with synced accounting data remaining read-only; users can also import data through Excel, CSV, or API. The Free plan covers one bank account and includes email support. Starter costs $12.50/mo (billed $150/year), and Premium costs $37.50/mo (billed $450/year). Paid plans include a seven-day trial without a credit card to start.