Float vs Torpago
Float
floatfinancial.comTorpago
torpago.comSide by side
| Figure | Float | Torpago |
|---|---|---|
| Price from | C$10/mo | — |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 3 | 0 |
| Spec score · Corporate Card Software | 8.1 (#8) | 6.8 (#21) |
| Founded | 2020 | 2020 |
| Headquarters | Toronto, Ontario, Canada | Burlingame, California, United States |
| Integrations | Float lists QuickBooks Online, Xero and NetSuite accounting integrations, plus HRIS integrations and Slack integration for requests and approvals. | The spend management page names NetSuite, QuickBooks, and Gusto, and describes ERP, accounting, HR, API, and data import/export integrations. |
| Product | Float is a finance platform for Canadian businesses that combines corporate cards, expense management, bill payments, business accounts and currency exchange. | Torpago offers a white-label spend management platform with spend controls, approvals, bill pay, and reimbursements. |
| Security | Float states it is SOC 2 Type 2 and PCI-DSS compliant and uses TLS 1.2 or higher encryption for sensitive data. | Torpago says its bank platform uses encryption at rest and SOC 2-aligned operational practices. |
| Support | Float advertises customer support in English and French; Enterprise includes premium support and a dedicated Customer Success Manager. | Torpago advertises 24/7 cardholder support by phone, email, and live chat for its bank program services. |
Plans
In their own words
Torpago
Torpago is a white-label web and mobile platform for banks launching branded business credit-card and spend-management programs. It combines spend controls, approvals, bill pay, reimbursements, and physical and virtual cards. Transaction tools provide real-time tracking, categorization, policy flags, search, and history. Receipt handling includes capture, storage, transaction matching, OCR, verification workflows, and email receipt processing. Expense approvals can follow configurable multi-level or team-based routes with notifications, reminders, and delegation. Reporting covers spend analytics, custom reports, exports, live dashboard snapshots, and statement generation. Employees submit reimbursement requests while finance tracks approvals, payouts, and reports. Policy features support creation, enforcement, approval routing, compliance monitoring, and violation reporting. Torpago names NetSuite, QuickBooks, and Gusto integrations, plus an open API, custom API integrations, and import/export tools. It describes encryption at rest and SOC 2-aligned operations. The platform runs on Android, iOS, web, and API access. Pricing is on request, with the site directing visitors to request a demo.