Flowie vs Ramp AP
Flowie
get-flowie.com
Ramp AP
ramp.comSide by side
| Figure | Flowie | Ramp AP |
|---|---|---|
| Price from | €12/mo | $15/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 3 | 3 |
| Spec score · Accounts Payable Software | 9.1 (#4) | 9.5 (#1) |
| Approval workflows | Yes | Yes |
| Founded | 2021 | 2019 |
| Free plan | Yes | Yes |
| Integrations | Flowie advertises 112 prebuilt connectors across ERP, CRM, HR, banking, productivity, identity, analytics, legal, risk and punchout categories. | Ramp offers 200+ integrations, including accounting, banking, HR and payroll, procurement, productivity, receipt automation, and travel tools. |
| What it does | Flowie is an agentic finance and procurement orchestration platform that coordinates procure-to-pay, order-to-cash and cash-flow processes over existing systems. | Ramp Bill Pay processes invoices, manages approvals, and pays vendors through an AI-powered accounts payable workflow. |
Plans
In their own words
Ramp AP
Ramp AP handles invoice capture, approval routing, and vendor payments through an accounts payable workflow. Ramp says its OCR captures invoice details and line items with 99% accuracy. Bills can be routed to configured approvers, and administrators can control who views, approves, or pays them while maintaining separation of duty. Payment options include ACH, same-day ACH, card, check, domestic wire, and international wire. The free Bill Pay tier includes core features without a monthly software fee, but payment charges vary: standard ACH costs $0.59, checks $1.99, same-day ACH $10, domestic wires $15, and SWIFT USD wires $20. Ramp Plus is listed at $15 a month, plus a platform fee based on team size, and offers a free 30-day trial. Ramp AP can operate without Ramp corporate cards or expense management, and vendors need no Ramp account to receive payment. It connects with named accounting tools including QuickBooks Online, Xero, NetSuite, Sage Intacct, Acumatica, and Microsoft Dynamics 365 Business Central. Access is listed for web, Android, iOS, API, and extension; Ramp says it has no native Mac or Windows desktop app.