Form3 Payments Platform vs Intellect Payments
Form3 Payments Platform
form3.techIntellect Payments
intellectdesign.comSide by side
| Figure | Form3 Payments Platform | Intellect Payments |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Payment Hub Software | 7.5 (#7) | 7.1 (#13) |
| Founded | 2016 | 1993 |
| Headquarters | London, UK | The company footer lists Intellect Design Arena Limited at SIPCOT IT Park, Siruseri, Chennai, India. |
| Integrations | Form3 lists AWS, IBM, Microsoft Azure, Google Cloud, Accenture, Visa and JP Morgan among its partners. | The maker says it integrates with existing core banking systems, payment engines, compliance and fraud engines, and middleware through APIs, message queues and file-based interfaces. |
| Purpose | Form3 provides managed payments infrastructure for banks and fintechs to process real-time payments. | eMACH.ai Payments is a unified platform for banks and large enterprises that manages payments from initiation and preprocessing through execution and reconciliation. |
Plans
In their own words
Form3 Payments Platform
Form3 Payments Platform provides payment infrastructure to banks and fintechs through a single API. It connects domestic and international schemes across the United States, United Kingdom, and Europe, with listed rails including RTP, FedNow, Zelle, ACH, EPN, Fedwire, SWIFT, UK Faster Payments, Bacs, and SEPA services. Configurable routing rules and payment orchestration coordinate flows and automate workflow steps. Customers can configure, test, and deploy changes through automated staging. The Payments Simulator offers a non-live environment for scenarios involving TCH RTP, FedNow, FPS Direct, Bacs, SEPA services, and Verification of Payee. The platform supports JSON and ISO 20022, payment validation, direct API bank connectivity, and hybrid deployment. Form3 describes multi-cloud, 24/7 processing and lists SOC 2, ISAE 3000, and ISO certifications. Pricing is available on request.
Intellect Payments
Intellect Payments has no write-up on Specifiction yet; its figures are above.