Form3 Payments Platform vs Primer
Form3 Payments Platform
form3.techPrimer
primer.ioSide by side
| Figure | Form3 Payments Platform | Primer |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Payment Hub Software | 7.5 (#7) | 7.0 (#16) |
| Founded | 2016 | Primer’s company history says it was founded in 2020 by Gabriel Le Roux and Paul Anthony. |
| Integrations | Form3 lists AWS, IBM, Microsoft Azure, Google Cloud, Accenture, Visa and JP Morgan among its partners. | Primer’s integrations directory lists payment processors and methods including Adyen, 2C2P, ACH, Affirm, Afterpay, and Airwallex. |
| Security | Form3 lists SOC 2 Type II, ISAE 3000 Type II, Cyber Essentials Plus, ISO 27001:2022, ISO 27017:2021, ISO 27018:2020 and ISO 22301:2019 among its certifications and assurance reports. | Primer says it is PCI-1, GDPR, and SOC2 Type-2 compliant and encrypts sensitive data in transit and at rest. |
| Support | Form3’s Payments Simulator page describes the simulator as fully supported. | Primer describes a dedicated merchant support team and links to its support centre and service status page. |
Plans
In their own words
Form3 Payments Platform
Form3 Payments Platform provides payment infrastructure to banks and fintechs through a single API. It connects domestic and international schemes across the United States, United Kingdom, and Europe, with listed rails including RTP, FedNow, Zelle, ACH, EPN, Fedwire, SWIFT, UK Faster Payments, Bacs, and SEPA services. Configurable routing rules and payment orchestration coordinate flows and automate workflow steps. Customers can configure, test, and deploy changes through automated staging. The Payments Simulator offers a non-live environment for scenarios involving TCH RTP, FedNow, FPS Direct, Bacs, SEPA services, and Verification of Payee. The platform supports JSON and ISO 20022, payment validation, direct API bank connectivity, and hybrid deployment. Form3 describes multi-cloud, 24/7 processing and lists SOC 2, ISAE 3000, and ISO certifications. Pricing is available on request.
Primer
Primer is cloud-based payments infrastructure for merchants, bringing payment services together through a single interface and API for building and managing a payment stack. Configurable checkout can present local and alternative payment methods. Tools for payment performance include dynamic routing, Fallbacks, adaptive 3D Secure, and network tokens. For operations, Primer offers observability, monitors, reconciliation, a costs overview, and global accounts. Its no-code workflows are intended to let businesses activate services and expand into markets without waiting for engineering work. The integrations directory lists processors and methods such as Adyen, 2C2P, ACH, Affirm, Afterpay, and Airwallex, though Primer says it may not include every provider. Supported payment channels include card payments, digital wallets, bank transfers, account-to-account payments, and buy now pay later. Primer is available on Android, iOS, web, and through an API. It describes its customers as merchants in travel, fintech, platforms, retail, and entertainment. Primer was founded in 2020. Pricing is tailored to each business and available on request.