Form3 Payments Platform vs SAP CPQ
Form3 Payments Platform
form3.tech
SAP CPQ
sap.comSide by side
| Figure | Form3 Payments Platform | SAP CPQ |
|---|---|---|
| Price from | — | $1.97/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| API | Yes | — |
| Plans published | 0 | 15 |
| Spec score · Payment Hub Software | 7.5 (#7) | 7.2 (#12) |
| Founded | 2016 | 1972 |
| Headquarters | London, UK | Walldorf, Germany |
| Integrations | Form3 lists AWS, IBM, Microsoft Azure, Google Cloud, Accenture, Visa and JP Morgan among its partners. | SAP says CPQ has preconfigured integrations with SAP Sales Cloud and other SAP solutions, integration with third-party CRM offerings, and prebuilt connectors through SAP Integration Suite. |
| Purpose | Form3 provides managed payments infrastructure for banks and fintechs to process real-time payments. | SAP CPQ helps sales teams configure products, optimize pricing, and create customer quotes across sales channels. |
| Support | Form3’s Payments Simulator page describes the simulator as fully supported. | SAP lists long-term support plans, embedded teams, remote technology support, a self-service portal, and innovation strategies. |
Plans
SAP CPQ
- SAP Commerce Cloud, composable edition, orders, accessPriced on request
- SAP CPQ, add-on for SAP Commerce, access$11,518 a month
- SAP Commerce Cloud, premier edition, orders, accessPriced on request
- SAP CPQ, add-on for SAP Commerce, accessPriced on request
- SAP CPQ, extra storage$1.97 a month
- SAP Commerce Cloud, cloud ERP editionPriced on request
- SAP CPQ, extra storagePriced on request
- SAP CPQ, test tenant$3,164 a month
- Cloud test and demo for SAP Commerce CloudPriced on request
- SAP CPQ, test tenantPriced on request
In their own words
Form3 Payments Platform
Form3 Payments Platform provides payment infrastructure to banks and fintechs through a single API. It connects domestic and international schemes across the United States, United Kingdom, and Europe, with listed rails including RTP, FedNow, Zelle, ACH, EPN, Fedwire, SWIFT, UK Faster Payments, Bacs, and SEPA services. Configurable routing rules and payment orchestration coordinate flows and automate workflow steps. Customers can configure, test, and deploy changes through automated staging. The Payments Simulator offers a non-live environment for scenarios involving TCH RTP, FedNow, FPS Direct, Bacs, SEPA services, and Verification of Payee. The platform supports JSON and ISO 20022, payment validation, direct API bank connectivity, and hybrid deployment. Form3 describes multi-cloud, 24/7 processing and lists SOC 2, ISAE 3000, and ISO certifications. Pricing is available on request.