Form3 Payments Platform vs VolPay Hub
Form3 Payments Platform
form3.techVolPay Hub
volantetech.comSide by side
| Figure | Form3 Payments Platform | VolPay Hub |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 0 | 0 |
| Spec score · Payment Hub Software | 7.5 (#7) | 7.0 (#17) |
| Founded | 2016 | 2001 |
| Headquarters | London, UK | Jersey City, New Jersey, USA |
| Integrations | Form3 lists AWS, IBM, Microsoft Azure, Google Cloud, Accenture, Visa and JP Morgan among its partners. | The product page describes pre-integrated payment rails, connectivity to major clearing networks, and secure open APIs. |
| Intended customers | Form3 describes its platform as serving banks and fintechs. | The product is aimed at financial institutions replacing legacy or fragmented payment systems or centralizing domestic and cross-border payments. |
| Pricing | The platform page directs prospective customers to talk to Form3's team and does not state a price. | The product page directs prospective customers to contact sales or request a demo and does not state a price. |
| Purpose | Form3 provides managed payments infrastructure for banks and fintechs to process real-time payments. | VolPay Hub orchestrates payment types across payment rails through a unified platform. |
| Security | Form3 lists SOC 2 Type II, ISAE 3000 Type II, Cyber Essentials Plus, ISO 27001:2022, ISO 27017:2021, ISO 27018:2020 and ISO 22301:2019 among its certifications and assurance reports. | Listed security measures include two-factor authentication, SSO with MFA, encryption in transit and at rest, and annual vulnerability assessments and penetration testing. |
| Workflow controls | Customers can configure, test and deploy workflow changes through automated staging. | The hub includes configurable workflows and two-eye, four-eye, and 10-eye approval logic. |
In their own words
Form3 Payments Platform
Form3 Payments Platform provides payment infrastructure to banks and fintechs through a single API. It connects domestic and international schemes across the United States, United Kingdom, and Europe, with listed rails including RTP, FedNow, Zelle, ACH, EPN, Fedwire, SWIFT, UK Faster Payments, Bacs, and SEPA services. Configurable routing rules and payment orchestration coordinate flows and automate workflow steps. Customers can configure, test, and deploy changes through automated staging. The Payments Simulator offers a non-live environment for scenarios involving TCH RTP, FedNow, FPS Direct, Bacs, SEPA services, and Verification of Payee. The platform supports JSON and ISO 20022, payment validation, direct API bank connectivity, and hybrid deployment. Form3 describes multi-cloud, 24/7 processing and lists SOC 2, ISAE 3000, and ISO certifications. Pricing is available on request.
VolPay Hub
VolPay Hub is Volante’s payment platform for financial institutions that need to coordinate payments across domestic, cross-border and real-time rails. It supports RTP, FedNow, ACH, wires, SWIFT and SEPA, along with ISO 20022, proprietary and other financial message formats. The platform is described as cloud-native and microservices-based, with SaaS delivery, modular capabilities and managed upgrades; the product sheet also lists cloud and on-premise deployment options. Pre-integrated network connectivity and secure open APIs connect it to other systems, while its design separates payment processing from core systems for incremental modernization. Dashboards, alerts and exception-management tools support monitoring, approval and routing. Configurable workflows include two-eye, four-eye and 10-eye approval controls, and payment validation is available. Listed safeguards include two-factor authentication, SSO with MFA, encryption in transit and at rest, and annual vulnerability assessments and penetration testing. Volante lists SOC 1 and SOC 2 Type 2, ISO certifications and PCI DSS 4.0. Pricing is on request.