Fourth Payroll vs OnPay

Fourth Payroll has no write-up on Specifiction yet; its figures are above.

OnPay combines payroll, HR, benefits, and time tracking for businesses. It automates payroll calculations, tax filings and payments, and year-end filings, and supports paying W-2 employees and 1099 contractors in the same pay run. HR tools include onboarding, e-signatures, personnel documents, task delegation, and six permission levels. Employees can clock in on mobile devices with geofencing, with approved hours syncing into payroll. OnPay offers access to health plans and handles ongoing plan administration at no extra cost, though premiums still apply. Listed integrations include QuickBooks Online and Desktop, Xero, TurboTax, QuickBooks Time, Deputy, and When I Work. The service says it adds no fees for unlimited pay runs, multi-state payroll, or workers inactive in a given month. It is designed for small businesses and lists industries including restaurants, farms, nonprofits, healthcare, and retail. The employee app provides access to pay stubs and tax forms, plus direct deposit features. A one-month free start is offered. Payroll costs $49 per month plus $6 per worker per month.