Frappe Lending vs UnPay Loan Management System
Frappe Lending
frappe.ioUnPay Loan Management System
unpay.coSide by side
| Figure | Frappe Lending | UnPay Loan Management System |
|---|---|---|
| Price from | $5/mo | Free |
| Free plan | Yes | Yes |
| Free trial | Yes | Yes |
| Open source | Yes | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 5 | 3 |
| Spec score · Loan Management Software | 9.0 (#2) | 7.4 (#18) |
| API | The product is described as end-to-end REST API compatible, and its API documentation shows POST endpoints for invoices, repayments and charge calculations. | The API can post repayments, fetch schedules and balances, raise restructures or closures, and send webhooks for due, overdue, bucket-change, and closure events. |
| Purpose | Frappe Lending is an open-source loan management system that automates the lending lifecycle from origination to closure. | The system handles loan servicing from disbursement through repayment and closure. |
Plans
Frappe Lending
- Self-hostFree
- Self-hostedFree
- Frappe Cloud Sites$5 a month
- Frappe Cloud Servers - Hetzner$20 a month
- Frappe Cloud Servers - Dedicated$60 a month
UnPay Loan Management System
- BuildFree
- EnterprisePrice not published
- ScalePriced on request
In their own words
Frappe Lending
Frappe Lending is an open-source loan management system for financial institutions, NBFCs, and lenders. It covers loan origination, disbursements, repayments, and accounting, with support for home loans, business credit, consumer loans, term loans, and lines of credit. Users can define products with interest rates and repayment schedules, and track related collateral, guarantees, and securities. Described risk and compliance capabilities include days-past-due tracking, non-performing asset classification, and regulatory reporting. Integrated ledgers, invoicing, and tax handling are also included. Co-lending, loan transfers, custom workflows, and role-based permissions are supported. Frappe describes the system as customizable and API-first, with end-to-end REST API compatibility. Self-hosting is free under GPL-3.0. Frappe Cloud Sites cost $5 a month, billed onwards, with managed upgrades and backups on shared servers and no per-user pricing. Cloud access has a 14-day trial; a Frappe Cloud plan is required to continue afterward.
UnPay Loan Management System
UnPay Loan Management System has no write-up on Specifiction yet; its figures are above.