Fungies vs Xsolla

Fungies is a Merchant of Record platform for selling SaaS, games, subscriptions, digital products, downloads, and game assets. Its no-code store builder includes more than twenty templates, custom domains, hosting, and a CDN. Sellers can choose hosted, overlay, or embedded checkout, localized for customers’ language, currency, and payment methods. Subscription tools cover recurring and usage-based billing, trials, customer portals, invoicing, and retry handling. Fungies says it manages tax registration, calculation, collection, remittance, and filing across the 27 EU states, the UK, US sales tax, and GST. It lists support for 250+ payment methods in 150+ countries, along with developer tools such as a REST API, webhooks, SDKs, CLI, and MCP server. The Free forever plan costs nothing, with a 5% + 50¢ fee per sale and no monthly fee. There is no separate payment test mode, so checkout purchases are real transactions.

Xsolla provides tools and services for video game businesses to sell, monetize, distribute, and grow games. It serves developers, publishers, creators, resellers, payment providers, and advertisers. Its merchant of record offering covers 200+ countries and regions, 1,000+ payment methods, and 130+ currencies. Web Shop combines direct-to-player sales with payments, LiveOps, analytics, and first-party player data; merchants can offer in-game items, currency packs, bundles, and subscriptions with regional pricing and restrictions. Xsolla SDK 3 lists iOS, Android, Unity, Epic Games Store, and standalone PC builds as targets, and describes a four-call purchase flow from authentication through finalization. Its SDK price is 5% per transaction, with no monthly fees or minimum volume; general pricing inquiries go through a contact form. Xsolla describes fraud screening using cross-game analytics, machine learning, transaction checks, and manual review. It says it is SOC and PCI DSS certified, encrypts sensitive data with TLS and PFS, and provides DDoS protection. The company was founded in 2005 and is based in Los Angeles.