Fusion Equation vs Nomentia Smart Treasury Suite

Fusion Equation is a core banking platform for universal banking operations, with tools for deposits, lending, payments, treasury, account services, and cheque processing. Its componentized architecture supports term deposits, savings accounts and plans, automated interest and fees, sweeps, and statements. Lending functions include origination, monitoring, delinquency management, and reporting. Banks can configure domestic and international payment types, and use treasury workflows from transaction capture through accounting and reporting. The platform supports both traditional and Islamic products, including profit distribution and Islamic finance features. It maintains a centralized customer view and provides operational reporting, real-time limit checks, enquiries, and exposure reports. Named integrations include Digital Channels, Transaction Banking, Fusion Loan Origination, Fusion Trade Innovation, and Fusion Risk; it can also integrate with specialist compliance systems such as FircoSoft for watch-list checks. Online and mobile banking applications are part of the Digital Channels suite, alongside a browser-based branch solution. Finastra says its solutions can be deployed on premises or in the cloud. Pricing is on request.

Nomentia Smart Treasury Suite is a modular platform for treasury and finance teams managing payments, cash, liquidity, and risk. Payment tools cover centralized execution, approvals, bank account control, fraud prevention, and sanctions screening. Cash management supports positioning and forecasting, including comparisons of forecasts with actual transactions. Other modules cover financing, investments, derivatives, guarantees, exposures, treasury accounting, and cash structure optimisation. Nomentia says it offers more than 10,000 bank connections worldwide and manages connection handling and file-format conversions. Connect can import data from banks, ERPs, payment service providers, and trading platforms through SWIFT, EBICS, H2H, SFTP, and APIs. It can validate, standardize, and enrich financial data while retaining its source, import time, transformation logic, and usage history for an audit trail. Customers can choose Connect components individually and add modules over time. Solutions are listed for SMEs and enterprises. Pricing is available on request. Nomentia offers help-center, email, and phone support, and says its consultants help define and deliver implementation through go-live.