Galileo vs NymCard
Galileo
tech.sofi.comNymCard
nymcard.comSide by side
| Figure | Galileo | NymCard |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 1 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.4 (#20) | 8.0 (#7) |
| Developer tools | The developer documentation covers API endpoints, card programs, account and card management, event webhooks, and transaction simulation. | NymCard documentation describes API integration resources and directs developers to its sandbox, API catalog, and internal analytics tools. |
| Founded | 2000 | 2018 |
| Integrations | The company says its partner ecosystem connects clients with more than 50 payment partners, networks, embossers, and banks. | NymCard says its platform connects to existing core banking platforms without requiring their replacement. |
| Security | The company states that it is PCI-DSS certified and provides AOC documentation. | NymCard states that nCore is certified for PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001. |
| Support | Client support includes dedicated relationship managers, developer assistance, technical advocates, and a support helpdesk. | The site directs prospective customers to contact its team and directs developers to documentation. |
| What it does | SoFi Tech Solutions provides APIs and a platform for banks, fintechs, and brands to build, launch, and scale financial products. | NymCard describes nCore as a payments platform covering card issuing, money movement, settlement, reconciliation, lending, and financial crime. |
Plans
In their own words
NymCard
NymCard’s nCore is a payments platform for banks, fintechs, and businesses building financial products. It combines card issuing, money movement, settlement, reconciliation, lending infrastructure, and financial crime capabilities. Card programs can issue debit, credit, or prepaid cards in physical, virtual, or tokenized form, with controls for spending limits, billing cycles, repayment, and installments.
The platform also supports domestic and cross-border payments, foreign exchange, remittances, wallet top-ups, peer-to-peer and merchant payments, bill payments, transfers, and cash in and out. Financial crime features include identity verification, fraud monitoring, risk management, AML and sanctions screening, and issuer-side 3D Secure. NymCard says nCore can connect to existing core banking systems without replacing them, and can run in public cloud, hybrid, on-soil, or fully on-premise deployments. Its APIs, webhooks, implementation guides, and developer tools support integration. Listed platforms include Android, iOS, web, API, and self-hosted. NymCard says nCore holds PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001 certifications. Pricing is on request. Its lending infrastructure supports decisioning, origination, and servicing, but NymCard does not fund loans.