Galileo vs Swan Cards
Galileo
tech.sofi.comSwan Cards
swan.ioSide by side
| Figure | Galileo | Swan Cards |
|---|---|---|
| Price from | — | €900/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 1 | 4 |
| Spec score · Banking-as-a-Service Platforms | 7.4 (#20) | 8.8 (#1) |
| Card programs | The platform supports physical and virtual debit and credit cards, transaction authorization, and settlement. | Partners can create branded and compliant card programs under their own user experience. |
| Founded | 2000 | 2019 |
| Headquarters | Salt Lake City, Utah, United States | Paris, France |
| Integrations | The company says its partner ecosystem connects clients with more than 50 payment partners, networks, embossers, and banks. | Swan offers a GraphQL API, a ready-made web banking interface, and an open-source Swan Banking Frontend for customized web banking. |
| Security | The company states that it is PCI-DSS certified and provides AOC documentation. | Sensitive card-related changes require consent, and Swan cards support 3-D Secure for online payments. |
| Support | Client support includes dedicated relationship managers, developer assistance, technical advocates, and a support helpdesk. | The support center covers onboarding, identifications, accounts, cards, transfers, direct debit, merchants and Tap to Pay. |
| What it does | SoFi Tech Solutions provides APIs and a platform for banks, fintechs, and brands to build, launch, and scale financial products. | Swan lets companies embed bank accounts, cards and payments inside their own products. |
Plans
Swan Cards
- SandboxFree
- Swan€900 a month
- Swan on demand€2,990 a month
- Swan EnterprisePriced on request
In their own words
Swan Cards
Swan Cards provides embedded banking features—accounts, cards, and payments—for companies integrating financial services into their own products. Swan presents its platform to European software companies adding white-labeled banking. Its Mastercard debit cards come in virtual, physical, and digital formats, including single-use virtual cards. They can be added to Apple Wallet and Google Wallet for NFC payments; other digital wallets are not supported. Partners can set spending limits and payment rules based on amount, currency, merchant, city, or country. Card packages have different spending limits and FX fees: Standard, Essential, and Premium list €10,000, €40,000, and €100,000 limits, with fees of 2%, 1%, and 0%, respectively. Swan offers a GraphQL API, a ready-made web banking interface, and an open-source frontend for customization. API calls must originate from a partner’s backend, not a frontend app. The free Sandbox uses fake accounts, cards, and payments. Paid service starts at €2,990/mo.