GivePayments Marketplace Payments vs Paybyrd

GivePayments Marketplace Payments collects one buyer payment and divides it among multiple sellers and the marketplace commission. Splits can happen at transaction time or on a settlement schedule. Embedded seller onboarding covers identity and business verification, bank-account validation, and sanctions screening. Payment rails support partial refunds across split orders, seller payout holds, and payouts to sellers in different states. Reporting traces each payout to its originating transaction and shows seller volume, balance, payout status, and risk standing. The developer API includes tokenization, hosted payment pages, webhooks, and recurring billing. GivePayments also offers a REST API, SDKs, and a sandbox for charges, refunds, and webhook events; sandbox access is requested from its platform team. Hosted pages and tokenization keep card data outside the developer environment, and the infrastructure is described as PCI-aligned. Payment methods include Visa, Mastercard, American Express, Discover, digital wallets, and ACH.

Paybyrd provides a payment platform for online checkout, in-person POS, and payment links. It supports more than 20 payment methods, 192+ currencies, and 40+ countries. Checkout can be hosted or white-label, and POS terminals are listed from €11/mo. Paybyrd says its multi-acquirer routing directs transactions to an acquirer likely to approve them. Integrations include WooCommerce, Magento, Shopify, PrestaShop, SAP, Oracle, and Host PMS. Developers can use a REST API, SDKs, pre-built plugins, webhooks, and a free sandbox. Paybyrd states that it is PCI DSS Level 1 certified and includes 3-D Secure 2.x in remote card flows. Its security page says ISO/IEC 27001 certification is in progress and the SOC 2 Type II report is in preparation. The Essential plan has no monthly fee and charges per online card transaction, with a rate that drops to 0.99% at €80K monthly volume. Pricing fees are in EUR excluding applicable taxes. Paybyrd presents solutions for airlines, retail, hospitality, restaurants, marketplaces, and transport businesses.