GoCardless Bank Account Data vs Prometeo
GoCardless Bank Account Data
gocardless.comPrometeo
prometeoapi.comSide by side
| Figure | GoCardless Bank Account Data | Prometeo |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 1 |
| Spec score · Bank Connectivity Software | 8.2 (#7) | 6.8 (#44) |
| Coverage | The solution is available in European Economic Area countries subject to PSD2, where GoCardless says it operates as an authorised AISP. | Prometeo says it connects to more than 7,500 financial institutions and operates in more than 110 countries. |
| Headquarters | London, United Kingdom | Montevideo, Uruguay |
| Product | Bank Account Data API connects to users’ bank accounts through bank PSD2 APIs and returns account information in JSON. | Prometeo provides financial infrastructure through banking APIs for company onboarding, verification, payments, and regional expansion. |
| Support | The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT. | The Borderless Banking page says its expert team supports customers from technical implementation through day-to-day operations. |
Plans
GoCardless Bank Account Data
- StandardFree
- AdvancedFree
- ProFree
- CustomPriced on request
In their own words
GoCardless Bank Account Data
GoCardless Bank Account Data is an API for businesses that need account details and transaction data from connected bank accounts. It connects through bank PSD2 APIs and can return account holder names, account identifiers, IBANs, transaction dates, counterparties, descriptions and amounts, plus current and available balances. It can retrieve up to 24 months of transaction history, with continuous access lasting up to 90 days. Data refreshes on demand, and responses use JSON. To connect, an end user chooses a supported financial institution, accepts a GoCardless-hosted consent screen and authenticates through the institution. API requests use an authorization token created with a Bank Account Data portal user secret. GoCardless provides a quickstart guide and instructions for importing the API schema into Postman. Availability is limited to EEA countries subject to PSD2 where GoCardless operates as an authorized AISP. Banks may restrict requests to as few as four calls per account per day. Account verification is available only to paying customers; new accounts are unverified by default. The service is paid, with pricing on request, and is available via API and web.