Google Pay vs GoPay
Google Pay
pay.google.com
GoPay
gopay.co.idSide by side
| Figure | Google Pay | GoPay |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Digital Wallet Apps | 8.6 (#8) | 8.1 (#17) |
| Spec score · Money Transfer Apps | 8.5 (#20) | 7.8 (#54) |
| Founded | 2018 | 2016 |
| Free plan | Yes | Yes |
| Headquarters | Mountain View, California, United States | South Jakarta, Indonesia |
| Payments | Google Pay supports online checkout, in-store tap to pay, and autofill for saved payment details. | Users can pay by QRIS, buy mobile credit and electricity tokens, and pay bills and game vouchers in the app. |
| Security | Google describes built-in authentication, transaction encryption, and fraud protection for payments. | Account protection includes a PIN, biometrics, and fingerprint verification. |
Plans
In their own words
Google Pay
Google Pay lets customers pay online or in apps using payment methods saved to their Google Account. On Chrome and Android, Autofill can enter saved card details at checkout, while the Buy with Google Pay button lets shoppers choose a payment method and shipping address. Android users can tap at store card readers and transit gates or stations, using saved cards, tickets, and other items. Google Wallet can hold credit, debit, loyalty, and travel cards for Google Pay use. Eligible cards may use virtual card numbers to conceal actual card details from merchants during online purchases. At checkout, users may also choose providers such as Affirm, Klarna, or Zip, subject to eligibility. Businesses can add Google Pay API checkout to an app or website, and Google says it charges no additional fee to accept Google Pay, though payment provider processing fees still apply. Google describes payment data as end-to-end encrypted and says it will not sell personal information or transaction history. Google Pay is free, but feature availability depends on region and device; contactless payments require an Android phone with NFC.