Google Pay vs Nummuspay

Google Pay lets customers pay online or in apps using payment methods saved to their Google Account. On Chrome and Android, Autofill can enter saved card details at checkout, while the Buy with Google Pay button lets shoppers choose a payment method and shipping address. Android users can tap at store card readers and transit gates or stations, using saved cards, tickets, and other items. Google Wallet can hold credit, debit, loyalty, and travel cards for Google Pay use. Eligible cards may use virtual card numbers to conceal actual card details from merchants during online purchases. At checkout, users may also choose providers such as Affirm, Klarna, or Zip, subject to eligibility. Businesses can add Google Pay API checkout to an app or website, and Google says it charges no additional fee to accept Google Pay, though payment provider processing fees still apply. Google describes payment data as end-to-end encrypted and says it will not sell personal information or transaction history. Google Pay is free, but feature availability depends on region and device; contactless payments require an Android phone with NFC.

Nummuspay is a billing service for businesses selling online, with tools for subscriptions, one-time purchases and marketplace payments. Merchants can set up multiple plans, offer free trials and coupons, manage renewals and add-ons, and send lifecycle emails. Customers can use self-service subscription controls. Checkout is available through public signup pages or an API for an existing checkout. Reporting covers monthly recurring revenue movement, finances, subscribers and revenue retention. Nummuspay generates customized invoices, separates sales tax from turnover and can verify EU customer tax numbers automatically. Marketplace features can split profit percentages and transfer payments to vendors. The service supports more than 10 payment providers and lists payment methods including PayPal, Apple Pay, cards, bank transfers and regional options. Its Free plan is listed at free, billed 2.5% of revenue and 0.10$ per transaction. Nummuspay is available on web and through its API. It states that it is PCI service-provider compliant and offers a 99.9% uptime guarantee.