GoPay vs Guarda Wallet
GoPay
gopay.co.idGuarda Wallet
guarda.comSide by side
| Figure | GoPay | Guarda Wallet |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 1 | 2 |
| Spec score · Digital Wallet Apps | 8.1 (#17) | 8.8 (#6) |
| Founded | 2016 | 2017 |
| Headquarters | South Jakarta, Indonesia | Lisbon, Portugal |
| Support | GoPay advertises 24/7 support and lists call center number 1500729. | Guarda advertises 24/7 human support and maintains a help center covering transactions, staking, hardware wallets, loans, security and troubleshooting. |
Plans
In their own words
Guarda Wallet
Guarda Wallet is a non-custodial wallet for managing supported digital assets. Guarda says it does not store private keys or seed phrases and does not control users’ funds. Users can store, send, receive, buy, swap, and stake assets; the wallet supports more than 1 million digital assets across over 70 blockchain networks. It is available on the web, desktop, iOS, and Android, as well as through a browser extension. Purchases can use cards, Apple Pay, Google Pay, or bank transfer depending on region and provider. Purchase and swap services are powered by ChangeNOW, Guardarian, and Simplex; providers may require identity verification, and availability, limits, and fees vary by country and provider. Guarda says it charges no platform fees for sending or using the app, though network and third-party provider fees may apply. Staking is supported across 14 networks. Web and desktop users can connect Ledger and ERA hardware wallets, with private keys remaining on the device. The wallet costs nothing.