Grain Ledger vs T3 Books
Grain Ledger
grainledger.com
T3 Books
t3books.comSide by side
| Figure | Grain Ledger | T3 Books |
|---|---|---|
| Price from | $50/mo | $35/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 4 | 6 |
| Spec score · Accounting software | 9.0 (#2) | 7.9 (#34) |
| Spec score · Fund Accounting Software | 8.9 (#8) | 7.5 (#44) |
| Spec score · Nonprofit Accounting Software | 8.9 (#4) | 7.5 (#20) |
| Spec score · Church Accounting Software | 8.9 (#7) | 7.4 (#22) |
| Audit trail | Yes | Yes |
| Banking | Bank sync via Plaid imports transactions for categorization and reconciliation. | Plaid connections can automatically import bank transactions, while Basic users can import transactions manually through CSV. |
| Free plan | Yes | No |
| Fund accounting | The ledger tracks restricted and unrestricted funds with nonprofit net-asset classification. | The software tracks restricted and unrestricted funds separately and supports fund-level balance sheets, income statements, and budget comparisons. |
| Integrations | Available integrations listed by Grain include Planning Center, Pushpay, OnlineGiving.org, Rock RMS, Subsplash, Ramp, Bill.com or Divvy and Plaid. | Native integrations include Pushpay, Bill.com Spend & Expense (Divvy), Ramp, Bill.com for AP, and PEX. |
| Security | The maker says data is encrypted at rest with AES-256 and in transit with TLS 1.2+, and that its cloud infrastructure is SOC 2 Type II compliant in a US region. | T3 Books says data is encrypted in transit and at rest using bank-level encryption, with regular security audits and backups. |
| Support | Support covers books and reporting, setup and migration, and giving or integration troubleshooting through a web form or [email protected]. | Every plan includes free setup help plus phone and email support; support hours are Monday–Friday, 9am–5pm Pacific, with email support outside those hours. |
Plans
Grain Ledger
- StarterFree
- Growth$70 a month
- Scale$100 a month
- Grain Payroll$50 a month
T3 Books
- Basic$35 a month
- Essentials$45 a month
- Advanced$75 a month
- Starter$350 a month
- Growth$750 a month
- Established$1,250 a month
In their own words
Grain Ledger
Grain Ledger is cloud-based accounting software for churches, built around double-entry fund accounting. It tracks restricted and unrestricted funds and supports a customizable nonprofit chart of accounts. Plaid bank sync imports transactions for categorization and reconciliation; expense tools cover vendor bills, approvals, accounts-payable aging, corporate card activity, and 1099 vendor information. Reports include GAAP-compliant balance sheets, statements of activities, and cash flow statements, with drill-down to journal entries and transactions. Giving features import donations and include donor matching, giving analytics, and annual statements with IRS-compliant disclosures. Listed integrations include Planning Center, Ramp, Bill.com / Divvy, Pushpay, OnlineGiving.org, Rock RMS, and Subsplash; Tithely is marked coming soon. The free Starter plan allows up to $20k in monthly expenses, one bank connection, three users, and one active budget. Growth costs $70 a month. Optional Grain Payroll costs $50 a month base plus 10 USD per employee / month.