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SPECIFICTION
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Grain Ledger vs Xledger

Grain Ledger

grainledger.com

Xledger

xledger.com

Side by side

FigureGrain LedgerXledger
Price from$50/mo—
Free planYes—
Free trial——
Open source——
WebYesYes
iOS—Yes
AndroidYesYes
APIYesYes
Plans published41
Spec score · Accounting software9.0 (#2)7.8 (#38)
Spec score · Fund Accounting Software8.9 (#8)7.0 (#62)
Spec score · Nonprofit Accounting Software8.9 (#4)7.0 (#24)
Audit trailYesYes
HeadquartersNashville, Tennessee, United StatesThe opened company pages do not state Xledger’s headquarters.
IntegrationsAvailable integrations listed by Grain include Planning Center, Pushpay, OnlineGiving.org, Rock RMS, Subsplash, Ramp, Bill.com or Divvy and Plaid.Xledger has an open API, offers native and custom integrations, and names Azure, Zapier, Power BI, Salesforce, and Microsoft Dynamics among supported systems.
SecurityThe maker says data is encrypted at rest with AES-256 and in transit with TLS 1.2+, and that its cloud infrastructure is SOC 2 Type II compliant in a US region.Xledger states that it is ISO 27001 certified and supports multi-factor authentication and single sign-on.
SupportSupport covers books and reporting, setup and migration, and giving or integration troubleshooting through a web form or [email protected].Xledger says its accountancy-trained support team is based in Bristol and reports a 98% customer support satisfaction score for January–June 2025.

Plans

Grain Ledger

  • StarterFree
  • Growth$70 a month
  • Scale$100 a month
  • Grain Payroll$50 a month

Grain Ledger pricing →

Xledger

  • XledgerPriced on request

Xledger pricing →

In their own words

Grain Ledger

Grain Ledger is cloud-based accounting software for churches, built around double-entry fund accounting. It tracks restricted and unrestricted funds and supports a customizable nonprofit chart of accounts. Plaid bank sync imports transactions for categorization and reconciliation; expense tools cover vendor bills, approvals, accounts-payable aging, corporate card activity, and 1099 vendor information. Reports include GAAP-compliant balance sheets, statements of activities, and cash flow statements, with drill-down to journal entries and transactions. Giving features import donations and include donor matching, giving analytics, and annual statements with IRS-compliant disclosures. Listed integrations include Planning Center, Ramp, Bill.com / Divvy, Pushpay, OnlineGiving.org, Rock RMS, and Subsplash; Tithely is marked coming soon. The free Starter plan allows up to $20k in monthly expenses, one bank connection, three users, and one active budget. Growth costs $70 a month. Optional Grain Payroll costs $50 a month base plus 10 USD per employee / month.

Visit grainledger.com

Xledger

Xledger has no write-up on Specifiction yet; its figures are above.

Visit xledger.com