Griffin vs Integrated Finance
Griffin
griffin.com
Integrated Finance
integrated.financeSide by side
| Figure | Griffin | Integrated Finance |
|---|---|---|
| Price from | £100/mo | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 4 | 0 |
| Spec score · Banking-as-a-Service Platforms | 7.8 (#11) | 7.2 (#23) |
| Founded | 2017 | 2019 |
| Security | Griffin’s security standards page states that data is encrypted at rest and in transit and that system access is monitored and restricted by least privilege. | The company says required data is encrypted and its platform is hosted on Google Cloud. |
| Support | Griffin lists [email protected] and a developer Slack community as support and community channels. | The support hub links to API documentation, a system status page, and an active Slack community. |
| What it does | Griffin provides banking-as-a-service infrastructure that companies can use to embed bank accounts, payments, and other financial products through APIs. | Integrated Finance is a cloud-native financial infrastructure platform that connects fintech products to core financial services and integration workflows. |
Plans
Griffin
- Business bank accounts£100 a month
- Platform banking monthly package£10,000 a month
- Platform banking onboarding£15,000, paid once
- Platform banking EnterprisePriced on request
In their own words
Griffin
Griffin provides banking-as-a-service infrastructure for companies embedding bank accounts, payments, and other financial products through APIs. It operates its own core banking platform and banking license. Business accounts for fintechs and venture-backed startups can be managed online or by API, while embedded savings and bank accounts support customer funds and client money. Payment features include Faster Payments, instant transfers between Griffin accounts, payment webhooks, and Confirmation of Payee. Verify automates KYC and KYB checks and provides onboarding workflows. The REST API uses JSON and includes a free sandbox without fees or an NDA. Griffin also works with tell.money on open-banking integrations. Griffin Bank is authorised by the Prudential Regulation Authority and regulated by the FCA and PRA. Security documentation cites encryption at rest and in transit, monitored access, and least privilege. Business banking starts at £100 per month; platform packages are £10,000 per month, with onboarding from £15,000 one-off.
Integrated Finance
Integrated Finance has no write-up on Specifiction yet; its figures are above.