Hastee vs Instant Financial
Hastee
hastee.com
Instant Financial
instant.coSide by side
| Figure | Hastee | Instant Financial |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 1 | 3 |
| Spec score · Earned Wage Access Software | 7.6 (#7) | 8.9 (#1) |
| Earned wage access | Employees can withdraw a portion of wages they have already earned before payday through the app. | Instant Pay offers employees access to up to half of their day’s wages the next day after working. |
| Founded | 2017 | Instant was founded in 2015 to give workers immediate access to earned wages without fees. |
| Headquarters | London, United Kingdom | Alpharetta, Georgia, United States |
| Integrations | Hastee says it connects to more than 80 time and attendance, workforce management, and payroll systems, with API and SFTP options also available. | Instant lists integrations with Paychex, UKG, ADP, P&A Group, Delaget, Harri, and Paylocity. |
| Mobile availability | The Hastee app is listed for iPhone and Android; the Google Play listing describes earned pay access, savings, and financial education. | The employee page says the Instant app is available on iOS and Android. |
| Security | Hastee says it is ISO 27001 certified and hosts processed data on AWS with encryption in transit and at rest. | Instant says it uses firewalls, encryption techniques, and authentication procedures to protect online sessions. |
Plans
Instant Financial
- Free ACH TransferFree
- Instant PricingFree
- Fast Bank Transfer$3.50, paid once
In their own words
Hastee
Hastee is an employee financial wellbeing platform that combines access to earned wages with tools for tracking pay, saving, learning about finances, and finding discounts. Employees can withdraw part of their earned wages before payday, follow shifts, earnings, and withdrawals during a pay period, or schedule recurring withdrawals. Hastee Savings supports setting aside a fixed amount, making goals, and accessing saved funds at any time. Hastee Learn provides personalised education, news, tips, interactive modules, tools, and an AI-powered financial assistant; Hastee Discounts lists offers on everyday essentials and selected brands. Employers choose available features, set withdrawal limits and thresholds, and can apply their own branding. The service connects to more than 80 time, attendance, workforce management, and payroll systems, with API and SFTP options. Workers can sign up with a work email only if their employer offers Hastee. Employer pricing is custom, with options from zero platform fees to all-inclusive pricing; employees may pay a fee per withdrawal. The employee app is available on iPhone and Android, alongside web and API access.
Instant Financial
Instant Financial gives employers tools for earned wage access, tip payouts, and virtual pay cards. With Instant Pay, employees can access up to half of a day’s wages the next day after working. Instant Tips lets managers move tips into employees’ Instant accounts immediately after a shift. Funds can be received through a physical or virtual Visa debit card, direct bank transfer, or mobile wallet. The Instant Card works wherever Visa is accepted and supports withdrawals at more than 40,000 surcharge-free ATMs. The app also includes five financial wellness tools, including high-yield savings, credit-building solutions, and health benefits. Instant lists integrations with Paychex, UKG, ADP, P&A Group, Delaget, Harri, and Paylocity. Employees can use Android, iOS, or a desktop browser with Safari or Chrome. A free plan is listed at free; pricing is also available on request.