Hastee vs Refyne
Hastee
hastee.comRefyne
refyne.co.inSide by side
| Figure | Hastee | Refyne |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 1 | 0 |
| Spec score · Earned Wage Access Software | 7.6 (#7) | 7.1 (#11) |
| Company history | Hastee says it launched in 2017 and announced that Zellis Group acquired it in June 2025. | Refyne says it launched Salary On-Demand in 2021 to give employees access to earned wages when needed. |
| Founded | 2017 | 2021 |
| Headquarters | London, United Kingdom | Bengaluru, Karnataka, India |
| Integrations | Hastee says it connects to more than 80 time and attendance, workforce management, and payroll systems, with API and SFTP options also available. | Refyne supports automated API integrations and can use employer, employee, salary, and attendance information for eligibility and salary calculations. |
| Product | Hastee is an employee financial wellbeing platform offering earned wage access, financial education, and money management tools. | Refyne describes itself as a financial wellness suite offering employees salary access, financial education, and tools for long-term financial planning. |
| Security | Hastee says it is ISO 27001 certified and hosts processed data on AWS with encryption in transit and at rest. | Refyne states that it is ISO 27001 and SOC 2 certified, encrypts data at rest and in transit, and has a dedicated InfoSec team. |
Plans
In their own words
Hastee
Hastee is an employee financial wellbeing platform that combines access to earned wages with tools for tracking pay, saving, learning about finances, and finding discounts. Employees can withdraw part of their earned wages before payday, follow shifts, earnings, and withdrawals during a pay period, or schedule recurring withdrawals. Hastee Savings supports setting aside a fixed amount, making goals, and accessing saved funds at any time. Hastee Learn provides personalised education, news, tips, interactive modules, tools, and an AI-powered financial assistant; Hastee Discounts lists offers on everyday essentials and selected brands. Employers choose available features, set withdrawal limits and thresholds, and can apply their own branding. The service connects to more than 80 time, attendance, workforce management, and payroll systems, with API and SFTP options. Workers can sign up with a work email only if their employer offers Hastee. Employer pricing is custom, with options from zero platform fees to all-inclusive pricing; employees may pay a fee per withdrawal. The employee app is available on iPhone and Android, alongside web and API access.
Refyne
Refyne is an employee financial wellness suite that combines access to accrued salary, financial education, and planning tools. Salary On-Demand lets employees withdraw earned pay before payday; short-term withdrawals come out of that month’s payroll and carry an upfront slab-based transaction fee, but the fee amount is not published. Refyne says access can reach an employee’s account in 60 seconds, while larger borrowing amounts require eligibility checks. Money Guru offers one-to-one sessions with SEBI- or CFP-authorised advisers, free to employees at partner companies. The Personal Finance Manager provides spending and budget insights, expense goals, PF and loan EMI calculators, and CIBIL score checks. Other listed offerings include Scan and Pay, a prepaid Visa card, gold savings, pocket insurance, Salary Protect, and a savings account. The service is available on Android, iOS, and web, as well as through WhatsApp, and supports 11 regional languages. Employers may offer benefits at no cost, but access requires an employer partnership; individuals cannot sign up directly. Pricing is on request.