HitPay Payment Links vs SumUp Payment Links
HitPay Payment Links
hitpayapp.comSumUp Payment Links
sumup.comSide by side
| Figure | HitPay Payment Links | SumUp Payment Links |
|---|---|---|
| Price from | Free | £15.75/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 4 |
| Spec score · Payment Link Software | 8.8 (#6) | 8.6 (#10) |
| Founded | 2016 | 2012 |
| Intended users | HitPay describes Payment Links as suitable for freelancers, small businesses, and larger enterprises. | SumUp describes use cases including home delivery, freelancers, click-and-collect, social media selling, billing and phone orders. |
| Payment methods | Payment Links can present cards, digital wallets and regional methods such as PayNow, GrabPay, FPX, DuitNow, GCash and Maya, depending on market and activation. | The Payment Links page displays Mastercard, Visa, American Express, Diners Club, Discover and UnionPay as payment methods. |
| Rating on Apple App Store | 3.8 out of 5 from 36 ratings. | 3.8 out of 5 from 11 ratings for SumUp POS. |
| Rating on G2 | 4.7 out of 5 from 98 reviews. | 4.6 out of 5 from 24 reviews. |
| Rating on Google Play | 2.8 out of 5 from 159 reviews. | 4.3 out of 5 from 4.52K reviews for SumUp Personal Finance. |
| Rating on Trustpilot | 4.4 out of 5 from 488 reviews. | 4.2 out of 5 from 59,787 reviews. |
| Security | HitPay states that checkout uses TLS, tokenisation and encryption, and that its card gateway is PCI DSS compliant with Stripe fraud and payment-security infrastructure. | SumUp says every payment link is protected by 3D Secure 2. |
| Sharing channels | Links can be copied, embedded, sent by email, social media or messaging apps, and converted into QR codes. | Merchants can distribute links through Instagram, WhatsApp, SMS, email and other communication channels. |
| What it does | HitPay Payment Links creates hosted checkout URLs or QR codes that businesses share through social, messaging, email or other channels without building a website. | Payment Links creates secure online checkout links that merchants share so customers can pay without a website, online store, card reader or SumUp app. |
Plans
SumUp Payment Links
- Pay-as-you-goFree
- Payment LinksFree
- Payments Plus£19 a month
- Payments Plus annual£189 a year
In their own words
HitPay Payment Links
HitPay Payment Links lets businesses collect payments through a hosted checkout they can share or embed, without building a website checkout. Merchants can create links or QR codes, set a fixed amount, or let customers choose an amount and currency. Links can accept one-time or recurring payments from multiple customers. Businesses choose and reorder payment methods, including according to order amount and currency, and can tailor the checkout with their logo, colors, and payment preferences. The service supports more than 100 currencies. Its dashboard provides transaction management and payment notifications, while the product page describes real-time data and detailed reports. HitPay lists Shopify, WooCommerce, Xero, and Wix integrations and states that its payment links are PCI DSS compliant. It runs on Android, iOS, and the web. The free plan is free, with no setup or monthly fee; fees are 0.2% per Payment Links transaction plus payment method processing fees. For Singapore, non-card HitPay Balance payouts are T+1 calendar day; card payouts start from T+1 business day.
SumUp Payment Links
SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can create links for fixed or open amounts, reuse them, set expiration dates and allow tips or notes. Links can be sent through Instagram, WhatsApp, SMS and email, or shown as QR codes. Customers pay on a secure page without downloading an app or creating an account. The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid ones; after a payment, the merchant’s account is updated with a push notification. Listed payment methods are Mastercard, Visa, American Express, Diners Club, Discover and UnionPay. Link creation is supported in a browser, app, POS Lite and SumUp Register. SumUp says links use 3D Secure 2. The free plan has no monthly fee and charges 2.50% per transaction; paid plans start at £19/mo.