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SPECIFICTION
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Holt vs Microsoft Copilot

Holt

github.com

Microsoft Copilot

copilot.microsoft.com

Side by side

FigureHoltMicrosoft Copilot
Price fromFree$8.33/mo
Free planYesYes
Free trial——
Open source——
Web—Yes
WindowsYesYes
macOSYesYes
LinuxYes—
iOS—Yes
Android—Yes
Self-hostedYes—
Plans published15
Spec score · AI Personal Assistants8.0 (#25)9.1 (#6)
IntegrationsHolt provides an MCP server for Claude Code, Cursor, and Codex, plus ambient memory hooks for Claude Code.Yes

Plans

Holt

  • HoltFree

Holt pricing →

Microsoft Copilot

  • FreeFree
  • Microsoft 365 Personal$99.99 a year
  • Microsoft 365 Family$129.99 a year
  • Microsoft 365 Premium$199.99 a year
  • Microsoft 365 Pro$99.99 a month

Microsoft Copilot pricing →

In their own words

Holt

Holt has no write-up on Specifiction yet; its figures are above.

Visit github.com

Microsoft Copilot

Microsoft Copilot is an AI assistant available on the web, Windows, macOS, iOS, and Android. It supports web search, file uploads, image generation, app integrations, team workspaces, and AI bot generation. A free plan offers limited access subject to capacity and usage limits. Paid Microsoft 365 plans bundle Copilot with Word, Excel, PowerPoint, Outlook, OneNote, OneDrive, Defender, and Teams. Microsoft 365 Personal costs $99.99 a year for one person, includes 1 TB of cloud storage, and allows sign-in on five devices at once. Family costs $129.99 a year for one to six people and provides up to 6 TB of storage, but AI features are available only to the subscription owner. Premium is $199.99 a year; Pro is $99.99 a month. Paid plans provide increased usage for chat and visual AI assistance, with agentic AI usage limited on Premium and highest on Pro. AI-generated audio is English only.

Visit copilot.microsoft.com