HQ Wealth vs Lukka

HQ Wealth is web-based accounting software for crypto and other assets, built around double-entry bookkeeping. It brings cash, equities, property, crypto, bank and brokerage accounts, wallets and exchanges into a single book. The product supports 32 EVM chains and 25 exchange integrations, tracks FIFO, LIFO and HIFO cost basis, and lets users model disposals before trading. Imported movements are checked against chain state, exchange balances or statements and bank feeds; unmatched items enter a reconciliation queue. It can flag scam and airdrop tokens and pair internal transfers automatically. Outputs include tax packs for 12 countries and IFRS-style ledgers, trial balances and account reports. HQ FS says postings are timestamped and immutable, with edits recorded in an audit log. Wallet links use signed ownership messages, and exchange keys must be read-only; HQ FS says it does not receive private keys. HQ Wealth does not execute trades or hold cryptocurrency. Its free plan includes one portfolio and a watermarked tax extract, among other limits. Listed paid options include $25, paid once for 100,000 API calls and $49 a year for a tax pack.

Lukka provides institutional digital-asset data and software for data management, pricing, compliance, reporting, and analytics. Its enterprise service ingests, reconciles, and normalizes information from exchanges, custodians, wallets, and blockchains, covering 320,000+ spot assets, 409,000+ derivatives, and 350+ exchanges and other sources, including 30+ DEXs. Lukka Prime supplies GAAP- and IFRS-aligned fair-market-value pricing, with delivery through API, SFTP, FIX, or WebSocket; listed pricing coverage includes 4,500+ assets, more than 10 years of history, and 600+ market sources. Reporting handles cost basis, gains, tax lots, jurisdictional variations, and Form 8949 using FIFO, LIFO, and Specific ID methods. Blockchain analytics includes wallet tracing, sanctions and AML screening, VASP risk intelligence, and cross-chain monitoring across 2M+ assets, 50K+ VASPs, and 108+ blockchains. Accounting integrations include SAP, Oracle, Geneva, and NetSuite. Pricing is on request.