IBANC pay-collect-control vs SlimPay

IBANC pay-collect-control creates and executes SEPA credit transfers and direct debits, checks payment input, and supplies payment information by account. Its offline system keeps customer relations, mandates, groups, and payment data under the user’s control. Imports include Excel, CSV, SEPA XML (PAIN), BTL91, and CAMT.053 bank statements; the maker says the software works with every European bank and with accounting and ERP software. Automatic checks help verify that transaction files are correct and accepted by the bank. Reconciliation tools track and reschedule returns and rejects. Standard costs €279, paid once and covers one bank account and up to 1,000 transactions per batch. Business costs €599, paid once and adds five accounts, larger batches, salary payments, and CAMT053 reconciliation. Ultimate costs €1,099, paid once and lists unlimited accounts and batch transactions. Server pricing is on request. A free trial is available, limited to three transactions per batch. IBANC runs on Linux, macOS, and Windows.

SlimPay helps businesses automate recurring payment collection through account-to-account payments, direct debits, and open banking services. It supports subscription and invoice payments, along with direct-debit payment method updates. Customers can sign SEPA mandates digitally using a checkbox or one-time password. Supported schemes include SEPA Direct Debit CORE, SEPA Direct Debit B2B, and SEPA Credit Transfer; the service handles euro direct debits and credit transfers for countries within the SEPA jurisdictional scope. Merchants can integrate through a REST API or use File Transfer for batch processing. Checkout can be added to websites and mobile applications using pop-in, redirection, or iFrame options. Payment management is available through a Dashboard, API, or file transfer interface, and failed direct debits can be retried manually or automatically. SlimPay says it is authorized and supervised by France’s ACPR as a payment institution and that its servers are in the European Union with Amazon Web Services. Pricing is available on request, and production accounts require validated pre-production tests and completed KYC.