IDfy KYC Verification vs Shufti

IDfy KYC Verification supports customer onboarding with document, identity, and liveness checks. It is available through web access, Android, and APIs, with dashboard-and-API integration methods. The document API checks whether identity documents are authentic, untampered, and usable, while OCR extracts information from Aadhaar, PAN, Voter ID, driver’s licenses, and passports. NameCheck compares extracted details with database records, and FaceMatch compares a selfie with the identity document photo. AI-driven liveness checks verify that a selfie is live and assess lighting, multiple people, closed eyes, and masks. IDfy also describes waterfall database retrieval, customizable workflows through Profile Gateway, and a Digital KYC package combining OCR, government verification, matching, liveness, and latitude-longitude recording. Digital KYC can expose fields to field agents through a web view or SDK, with a stated five-minute completion time. The service is presented for banking, payments, insurance, commerce, and NBFC onboarding. Pricing is available by request.

Shufti provides digital identity verification and fraud prevention for compliance workflows. Its configurable API combines document forensics, biometric liveness checks, NFC chip verification and real-time AML screening. Document verification covers more than 240 regions and 150 languages, with decisions returned within 15 seconds. Facial checks use iBeta Level 3 certified liveness detection to identify deepfake selfies, printed photos and injection attacks. The REST API supports identity, business and transaction verification or monitoring in web and mobile applications. Integration options include REST APIs, webhooks and native SDKs for iOS, Android and web. Journey Builder lets users assemble verification journeys by selecting and arranging services; an AWS Marketplace integration is also documented. Shufti lists PCI DSS, SOC 2 Type II, GDPR-related certifications and Cyber Essentials among its audits and certifications, and advertises 24/7/365 support. The Free Forever plan includes 10 monthly live-production verifications without a card. Essentials is $1.50, paid once, billed per verification, with pay-as-you-go terms and no minimum monthly commitment.