Immediate vs NTT DATA Payment Services EWA
Immediate
joinimmediate.comNTT DATA Payment Services EWA
in.nttdatapay.comSide by side
| Figure | Immediate | NTT DATA Payment Services EWA |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Earned Wage Access Software | 7.9 (#5) | 6.9 (#12) |
| Headquarters | Birmingham, Alabama, United States | Mumbai, Maharashtra, India |
| Intended users | Immediate describes its mission as providing seamless access to earned wages for the American workforce and presents the service to employers and their employees. | The maker highlights large frontline, gig, or blue-collar workforces, including manufacturing, logistics, retail, staffing, and QSR organisations. |
| Security | Immediate says it uses physical, technological, and organizational measures to protect personal information, and its cashless tips page says personal data is encrypted at rest and in transit. | The maker says EWA uses NTT DATA Group payment infrastructure with payment-industry security standards, full auditability, and role-based access controls. |
| Support | Immediate lists support by chat, email, and phone, with support hours Monday through Friday, 24 hours a day. | The company’s customer-care page lists [email protected] and phone support at 1860 266 4959. |
Plans
NTT DATA Payment Services EWA
- NTT DATA Payment Services EWAPriced on request
In their own words
Immediate
ImmediatePay is an employer-provided benefit that lets eligible employees access earned pay between paydays. Employees can view available earnings in the app and transfer funds to a bank account or debit card. Immediate says debit-card transfers may arrive in as little as 30 minutes, while ACH timing depends on the bank’s operating hours. It charges no interest and describes early wage access as having a small, nominal flat fee; access through merchant cards, paycard, and next-day ACH is free. Employers can offer cashless tips through their existing payroll process and push off-cycle payments for corrections, bonuses, rewards, tips, and termination pay. Those payments are reconciled against the next regular check date. Immediate lists payroll integrations including ADP Workforce Now, APS, BambooHR, Paychex, Paycor, Paylocity, TriNet, and UKG Pro, and says most new integrations can be completed in as little as two weeks. The service is available on Android, iOS, and web. Employees need an invitation and unique enrollment code from a participating employer to use ImmediatePay. The employer plan is listed as free, with no long-term contracts stated.
NTT DATA Payment Services EWA
NTT DATA Payment Services EWA is a paid earned-wage access service for employers and employees. It lets employees withdraw part of salary they have already earned before payday; the maker says this is not a loan, has no interest, and does not alter the employer’s payroll cycle or cash flow. The employee mobile app shows earned balances, accepts withdrawal requests, and sends payouts instantly to a wallet with UPI flexibility. Employers connect EWA to HRMS or payroll systems with minimal configuration, or use Excel-based payroll. Its HR portal supports eligibility rules, withdrawal limits, approvals, transaction monitoring, and usage controls by company policy or employee profile. Withdrawn amounts are deducted automatically on salary day, with payroll-aligned reports for reconciliation. The service targets large frontline, gig, and blue-collar workforces. It runs on Android and the web; pricing is available on request.