IncomePro vs Retirement Budget Calculator
IncomePro
incomepro.org
Retirement Budget Calculator
retirementbudgetcalculator.comSide by side
| Figure | IncomePro | Retirement Budget Calculator |
|---|---|---|
| Price from | $99/mo | $7.92/mo |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Plans published | 3 | 12 |
| Spec score · Retirement Planning Software | 7.9 (#10) | 8.5 (#6) |
| Audience | The product is purpose-built for retirement income advisors, including independent advisors and RIAs. | The site describes the calculator as designed for people age 55 and older preparing to enter retirement. |
| Purpose | IncomePro is a software-as-a-service platform for financial advisors to create income allocation plans, retirement projections, and client reports. | The calculator helps estimate retirement budgets, life expectancy, net worth, taxes, withdrawal strategies, Roth conversions, and whether someone can retire. |
| Security | The privacy policy says data in transit uses 256-bit TLS encryption, data at rest uses AES-256, and advisor records are isolated with database-level row-level security. | The privacy policy says the company maintains security measures but cannot guarantee information will remain free from unauthorized access, use, disclosure, or alteration. |
| Support | The Starter plan includes email support, Professional includes priority support, and Enterprise includes dedicated support. | Support is offered through the Contact Us page and [email protected]; premium subscribers also receive community-portal access. |
Plans
Retirement Budget Calculator
- Free PlanFree
- Free Plan (lifetime)Free
- Premium Plan$9.95 a month
- Premium Plan (monthly)$9.95 a month
- Premium Plan$95 a year
- Premium Plan (yearly)$95 a year
- Premium Plan$195, paid once
- Premium Plan (lifetime)$195, paid once
- Free Plan (monthly)Price not published
- Free Plan (yearly)Price not published
In their own words
Retirement Budget Calculator
Retirement Budget Calculator is a web tool for estimating retirement budgets, cash flow, taxes, withdrawal strategies, Roth conversions, life expectancy, and net worth. Users can model retirement needs, compare scenarios and withdrawal approaches, and build a cash flow plan. Its free feature list includes a dashboard, retirement timeline, asset and liability tracking, and budgeting. Premium features include an advanced dashboard, retirement optimizer, federal 1040 tax estimator, AI assistant Finn, and community access. The Social Security Maximizer estimates suggested claiming dates, personal and spousal benefits, lifetime benefits and taxes, and end-of-life liquid assets. The site describes the calculator as designed for people age 55 and older preparing to retire. However, it is no longer available to new users; access is reserved for individuals and families working directly with Parker Financial LLC, while existing users can continue using accounts for now. Listed premium prices are $9.95 a month, $95 a year, and 195.00 USD for lifetime access. The privacy policy says AI chatbot interactions may be monitored and should not be considered private or confidential.