IncomePro vs RetireSecure
IncomePro
incomepro.orgRetireSecure
retiresecure.co.ukSide by side
| Figure | IncomePro | RetireSecure |
|---|---|---|
| Price from | $99/mo | Free |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Plans published | 3 | 1 |
| Spec score · Retirement Planning Software | 7.9 (#10) | 7.8 (#15) |
| Audience | The product is purpose-built for retirement income advisors, including independent advisors and RIAs. | The product is designed primarily for UK investors. |
| Purpose | IncomePro is a software-as-a-service platform for financial advisors to create income allocation plans, retirement projections, and client reports. | RetireSecure is a retirement cash flow planning simulator. |
Plans
In their own words
RetireSecure
RetireSecure is a web-based simulator for planning retirement cash flow. Enter a target retirement income, current portfolio, planned savings and retirement timing, then explore how a plan performs across backtest scenarios. It offers three modes: Plan Simulator, Decumulation and Bond Ladder. Plan Simulator lets users choose simulation models, withdrawal methods, secure income strategies and dynamic asset allocation. Decumulation compares outcomes across drawdown and secure income strategies, while Bond Ladder builds a ladder of government index-linked bonds to provide a secure income floor. The simulator is designed primarily for UK investors, offers GBP- and USD-denominated datasets, applies UK tax treatment across various account types, and supports individual and joint plans. RetireSecure says it is free to use and intended for educational and informational purposes, including for experienced investors; it does not constitute financial advice. The listed contact email is [email protected].