Integrated Finance vs Mbanq Cloud
Integrated Finance
integrated.finance
Mbanq Cloud
mbanq.comSide by side
| Figure | Integrated Finance | Mbanq Cloud |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.2 (#23) | 8.5 (#3) |
| Compliance | The platform describes KYC/KYB, AML monitoring, sanctions screening, transaction monitoring, and regulatory reporting capabilities. | Mbanq states that it maintains PCI DSS compliance and employs bank-level security measures. |
| Integrations | Listed connections include Modulr, Currencycloud, Railsbank, ClearBank, LHV, Nium, Crown Agents Bank, Sumsub, ComplyAdvantage, W2, Thredd, Judopay, Transact Payments, tell.money, Flagright, and Aazzur. | Mbanq says it partnered with IBM and Amazon Web Services through its Mbanq Labs accelerator program. |
| Product | Integrated Finance provides an orchestration platform that connects financial service providers through one API and workflow layer. | Mbanq Cloud is a cloud-based banking platform for fintechs and neobanks to launch banking instances and financial products. |
| Sandbox | The company offers sandbox access to test accounts, payments, cards, and webhooks before going live. | A sandbox supports API testing, account and transaction simulations, data manipulation, error testing and load testing. |
| Security | The company says required data is encrypted and its platform is hosted on Google Cloud. | The platform lists multi-factor authentication, maker/checker workflows, configurable password policies, and granular roles and permissions. |
| What it does | Integrated Finance is a cloud-native financial infrastructure platform that connects fintech products to core financial services and integration workflows. | Mbanq Cloud is a cloud banking-as-a-service platform for fintechs, neobanks, challenger banks and credit unions. |
Plans
In their own words
Integrated Finance
Integrated Finance has no write-up on Specifiction yet; its figures are above.
Mbanq Cloud
Mbanq Cloud is banking infrastructure for fintech platforms, neobanks, embedded finance products, and software platforms adding financial services. It brings together core banking, regulatory compliance, and operational management, while Mbanq operates the infrastructure and manages the compliance layer alongside a client’s product. Operations and compliance teams have a web Back Office; IT users have a web Console, and bank clients can use a template web banking application. White label-ready mobile banking apps are available for iOS and Android. REST and GraphQL APIs provide access to core banking functions, and users can add third-party services or build extensions. Listed payment rails include ACH, Fedwire, SWIFT, RTP, Check 21 processing, and card issuing and acquiring. KYC and KYB tools cover risk assessment, SSN verification, OFAC screening, document checks, and liveness checks. Security measures include multi-factor authentication, maker/checker workflows, configurable password policies, and granular permissions. Pricing is pay as you grow, with infrastructure, support, and operational costs included; no price is listed.