Integrated Finance vs NymCard
Integrated Finance
integrated.financeNymCard
nymcard.comSide by side
| Figure | Integrated Finance | NymCard |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 0 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.2 (#23) | 8.0 (#7) |
| Founded | 2019 | 2018 |
| Integrations | Listed connections include Modulr, Currencycloud, Railsbank, ClearBank, LHV, Nium, Crown Agents Bank, Sumsub, ComplyAdvantage, W2, Thredd, Judopay, Transact Payments, tell.money, Flagright, and Aazzur. | NymCard says its platform connects to existing core banking platforms without requiring their replacement. |
| Intended customers | The company identifies fintechs, marketplaces, banking and payment infrastructure providers, and BaaS/CaaS providers as customer groups. | NymCard identifies banks, fintechs, and businesses as customers for its payments infrastructure. |
| Product | Integrated Finance provides an orchestration platform that connects financial service providers through one API and workflow layer. | nCore combines card issuing, money movement, settlement, reconciliation, lending, and financial crime capabilities on one payments platform. |
| Security | The company says required data is encrypted and its platform is hosted on Google Cloud. | NymCard states that nCore is certified for PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001. |
| Support | The support hub links to API documentation, a system status page, and an active Slack community. | The site directs prospective customers to contact its team and directs developers to documentation. |
| What it does | Integrated Finance is a cloud-native financial infrastructure platform that connects fintech products to core financial services and integration workflows. | NymCard describes nCore as a payments platform covering card issuing, money movement, settlement, reconciliation, lending, and financial crime. |
Plans
In their own words
Integrated Finance
Integrated Finance has no write-up on Specifiction yet; its figures are above.
NymCard
NymCard’s nCore is a payments platform for banks, fintechs, and businesses building financial products. It combines card issuing, money movement, settlement, reconciliation, lending infrastructure, and financial crime capabilities. Card programs can issue debit, credit, or prepaid cards in physical, virtual, or tokenized form, with controls for spending limits, billing cycles, repayment, and installments.
The platform also supports domestic and cross-border payments, foreign exchange, remittances, wallet top-ups, peer-to-peer and merchant payments, bill payments, transfers, and cash in and out. Financial crime features include identity verification, fraud monitoring, risk management, AML and sanctions screening, and issuer-side 3D Secure. NymCard says nCore can connect to existing core banking systems without replacing them, and can run in public cloud, hybrid, on-soil, or fully on-premise deployments. Its APIs, webhooks, implementation guides, and developer tools support integration. Listed platforms include Android, iOS, web, API, and self-hosted. NymCard says nCore holds PCI DSS Level 1, PCI SSF, SOC 2 Type II, and ISO 27001 certifications. Pricing is on request. Its lending infrastructure supports decisioning, origination, and servicing, but NymCard does not fund loans.