Integrated Finance vs Paynetics Card Issuing
Integrated Finance
integrated.finance
Paynetics Card Issuing
paynetics.digitalSide by side
| Figure | Integrated Finance | Paynetics Card Issuing |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 1 |
| Spec score · Banking-as-a-Service Platforms | 7.2 (#23) | 7.9 (#9) |
| Product | Integrated Finance provides an orchestration platform that connects financial service providers through one API and workflow layer. | Paynetics offers card-issuing programs that partners can customise for their business needs. |
| Security | The company says required data is encrypted and its platform is hosted on Google Cloud. | Paynetics offers a PCI-compliant SDK for secure card-data display without partners storing or processing sensitive data. |
| Support | The support hub links to API documentation, a system status page, and an active Slack community. | The company lists customer support at +44 (0) 330 223 6848 and [email protected]. |
Plans
In their own words
Integrated Finance
Integrated Finance has no write-up on Specifiction yet; its figures are above.
Paynetics Card Issuing
Paynetics Card Issuing provides configurable card programs for businesses and their partners. Its range includes physical, virtual, digitized prepaid, debit, credit, and business cards from Visa and Mastercard. Partners can customize card designs and configure rules, limits, controls, hierarchies, products, and pricing levels. Cards can be linked to dedicated IBAN accounts or integrated into an eWallet. The API platform supports digital onboarding and data exchange for compliance, risk analysis, and monitoring; its integration channel includes a REST API for accounts, issuing, transfers, and onboarding, plus a partner portal. Developer resources include APIs, SDKs, sandbox tools, and live operational status. Paynetics supports Apple Pay on iOS and an Android tokenisation solution based on Mastercard’s MDES protocol. A PCI-compliant SDK supports secure card-data display without partners storing or processing sensitive details. Physical card orders require at least 1,000 units, and manufacturing typically takes around two months. Pricing is on request.