Integrated Finance vs Railsr
Integrated Finance
integrated.financeRailsr
railsr.comSide by side
| Figure | Integrated Finance | Railsr |
|---|---|---|
| Price from | — | Free |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 0 | 6 |
| Spec score · Banking-as-a-Service Platforms | 7.2 (#23) | 8.2 (#5) |
| Founded | 2019 | 2016 |
| Integrations | Listed connections include Modulr, Currencycloud, Railsbank, ClearBank, LHV, Nium, Crown Agents Bank, Sumsub, ComplyAdvantage, W2, Thredd, Judopay, Transact Payments, tell.money, Flagright, and Aazzur. | Railsr says its products package nearly 100 technical, commercial, operational, regulatory and financial-crime integrations behind one API and agreement. |
| Product | Integrated Finance provides an orchestration platform that connects financial service providers through one API and workflow layer. | Railsr describes itself as a global embedded finance platform for banking, wallets and cards. |
| Sandbox | The company offers sandbox access to test accounts, payments, cards, and webhooks before going live. | The Play Sandbox API uses fake money and is intended for writing code against a functional Railsr platform. |
| Support | The support hub links to API documentation, a system status page, and an active Slack community. | Existing customers are directed to log in to a service portal to raise support tickets. |
| What it does | Integrated Finance is a cloud-native financial infrastructure platform that connects fintech products to core financial services and integration workflows. | Railsr provides embedded-finance infrastructure that companies integrate into their own customer journeys. |
Plans
Railsr
- LearnFree
- Live Sandbox APIFree
- Play Sandbox APIFree
- LaunchPriced on request
- PrototypePriced on request
- ScalePriced on request
In their own words
Integrated Finance
Integrated Finance has no write-up on Specifiction yet; its figures are above.
Railsr
Railsr is an embedded finance platform for companies adding financial services to digital products. Its capabilities include wallets and accounts, debit, prepaid, credit and virtual cards, money transfers and reward programmes. Railsr says its APIs place these services within a brand’s digital journey, with the platform operating behind the scenes. It packages close to 100 integrations under a single API and commercial agreement. Developers can use the Play Sandbox API, a functional coding environment that uses fake money. The platform is offered through API and web and lists fintechs, sports clubs, retailers and brands among its intended customers. A free plan and trial are listed, while other pricing is available on request. For regulated services, customers contract with PayrNet, Railsr’s wholly owned subsidiary; Railsr provides technology services. Railsr says new agents or distributors cannot be onboarded without prior written FCA consent.