Interlace vs Paynetics Card Issuing

Interlace provides stablecoin infrastructure for businesses needing card issuing, accounts, payments, crypto services, or treasury tools. Its card service offers branded physical and virtual cards with stablecoin settlement, and the cards can be provisioned to Apple Pay or Google Pay. An app provides controls to set limits, freeze, or cancel cards. Interlace Business Accounts support payments in more than 40 currencies and are described as available in over 180 countries or regions, with no minimum balance or deposit requirement. CryptoConnect supports on- and off-ramping, payments, and spending using BTC, ETH, USDC, and USDT. Yield Treasury advertises over 5% on USDC and USDT, daily yield settlement, and no lockup periods. It starts at $100 and says it charges no deposit, redemption, fund transfer, or return fees. APIs let businesses embed cards, accounts, and stablecoin rails. Interlace lists PCI DSS Level 1, US and Canadian MSB registrations, and Hong Kong TCSP licensing. It was founded in 2019; pricing is on request.

Paynetics Card Issuing provides configurable card programs for businesses and their partners. Its range includes physical, virtual, digitized prepaid, debit, credit, and business cards from Visa and Mastercard. Partners can customize card designs and configure rules, limits, controls, hierarchies, products, and pricing levels. Cards can be linked to dedicated IBAN accounts or integrated into an eWallet. The API platform supports digital onboarding and data exchange for compliance, risk analysis, and monitoring; its integration channel includes a REST API for accounts, issuing, transfers, and onboarding, plus a partner portal. Developer resources include APIs, SDKs, sandbox tools, and live operational status. Paynetics supports Apple Pay on iOS and an Android tokenisation solution based on Mastercard’s MDES protocol. A PCI-compliant SDK supports secure card-data display without partners storing or processing sensitive details. Physical card orders require at least 1,000 units, and manufacturing typically takes around two months. Pricing is on request.