Interlace vs Wallester White Label
Interlace
interlace.money
Wallester White Label
wallester.comSide by side
| Figure | Interlace | Wallester White Label |
|---|---|---|
| Price from | — | €2,495/mo |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 0 | 3 |
| Spec score · Card Issuing Platforms | 7.5 (#8) | 7.3 (#11) |
| API | Interlace documents APIs for card issuing, banking accounts, crypto infrastructure, payment acquiring, and embedded financial services. | Wallester offers an in-house REST API for connecting cards, program controls, and payment workflows. |
| Company | Interlace says it was founded in 2019; the opened company page does not state its headquarters. | Wallester’s about page describes it as a fintech company providing a platform for digital payments and card issuance, with a Tallinn office; a Wallester article says it was founded in Tallinn in 2016. |
| Founded | 2019 | 2016 |
| Product | Interlace provides stablecoin infrastructure for card issuing, accounts, payments, and treasury services. | Wallester White-Label provides branded accounts, cards, and payments through a mobile app, back-office portal, API, and regulated infrastructure. |
| Security | Interlace says it is PCI DSS Level 1 certified and uses RSA 3072 encryption, AML/KYC, and fraud monitoring for its card infrastructure. | Wallester states that it is PCI DSS Level 1 certified for handling payment data. |
Plans
Wallester White Label
- White-Label for non-financial institutions€2,495 a month
- White-Label for financial institutions€3,995 a month
- White-Label for VASP financial institutions€5,995 a month
In their own words
Interlace
Interlace provides stablecoin infrastructure for businesses needing card issuing, accounts, payments, crypto services, or treasury tools. Its card service offers branded physical and virtual cards with stablecoin settlement, and the cards can be provisioned to Apple Pay or Google Pay. An app provides controls to set limits, freeze, or cancel cards. Interlace Business Accounts support payments in more than 40 currencies and are described as available in over 180 countries or regions, with no minimum balance or deposit requirement. CryptoConnect supports on- and off-ramping, payments, and spending using BTC, ETH, USDC, and USDT. Yield Treasury advertises over 5% on USDC and USDT, daily yield settlement, and no lockup periods. It starts at $100 and says it charges no deposit, redemption, fund transfer, or return fees. APIs let businesses embed cards, accounts, and stablecoin rails. Interlace lists PCI DSS Level 1, US and Canadian MSB registrations, and Hong Kong TCSP licensing. It was founded in 2019; pricing is on request.
Wallester White Label
Wallester White-Label provides branded accounts, cards, and payments through a mobile app, back-office portal, API, and regulated infrastructure. Businesses can set up debit, prepaid, or credit card programs for consumer, business, or corporate use. The portal manages cards, users, balances, limits, spending rules, approval flows, and program activity. Accounts and cards support EUR, GBP, PLN, SEK, NOK, DKK, CZK, HUF, RON, and USD, with global payments. Its REST API connects card programs, controls, and payment workflows; the branded app supports Apple Pay and Google Pay using tokenized credentials. Programs can use Wallester’s issuer and scheme framework, with dedicated BIN setup available where needed. The platform includes KYC/KYB, AML, fraud monitoring, and payment processing. Wallester states that it is a Visa Principal Member, an Authorized Payment Institution licensed by Estonia’s Finantsinspektsioon, and PCI DSS Level 1 certified for payment data. The service is presented for the EEA and UK. Listed monthly prices are 2495.00 EUR, 3995.00 EUR, and 5995.00 EUR, depending on institution type.