IXOPAY vs PaymentHub

IXOPAY provides payment orchestration, tokenization, and payments intelligence for merchants and fintechs. One API integration connects to more than 200 payment providers and 300 payment methods. Adapters connect to acquirers, processors, gateways, and third-party tools such as CRM, ERP, and SMTP services. Supported payment channels include online, mobile, point-of-sale, hosted payment pages, and server-to-server. Smart transaction routing and strategic retries are intended to improve conversion and recover declined payments. The platform automates reconciliation and reporting, with shareable insights for finance, product, and operations teams. Universal Tokens use a common format across multiple payment service providers. IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and orchestration platforms and states that it complies with GDPR. It also offers a white-label solution for ISOs, PSPs, banks, ISVs, and payment facilitators. The Developer Hub provides guides, recipes, an API explorer and reference, and operating guides. The cloud platform supports Android, iOS, web, and API access. A sandbox is available at no cost for evaluating tokenization. Plans start at $1,000 a month; full pricing requires contacting IXOPAY.

PaymentHub connects payment workflows with ERP posting, reconciliation, and reporting for mid-market B2B finance teams. Its branded customer portal supports invoice viewing, online and partial payments, autopay enrollment, payment history, and statements. Accounts payable tools include configurable approval chains, scheduled payment batches, vendor payment methods, and status tracking. The platform matches payments to invoices and posts them to the ERP in real time, routing exceptions for review. Listed ERP connections include Epicor, Sage, Infor, Microsoft Dynamics 365, Oracle NetSuite, SAP Business One, Acumatica, and Odoo products. It also lists payment processors and networks including Stripe, Braintree/PayPal, Authorize.Net, Heartland, Worldpay, Adyen, ACH.com/NACHA, WEX, Chase Paymentech, and Elavon. REST APIs and webhooks support payment operations and event notices. PaymentHub describes tokenized card data, OAuth 2.0 API access, TLS 1.2+ encryption in transit, role-based access, and exportable audit logs. Growth costs $499 a month; Professional costs $1,499 a month. A free trial is listed for Growth, with no duration stated.