IXOPAY vs Paysafe

IXOPAY provides payment orchestration, tokenization, and payments intelligence for merchants and fintechs. One API integration connects to more than 200 payment providers and 300 payment methods. Adapters connect to acquirers, processors, gateways, and third-party tools such as CRM, ERP, and SMTP services. Supported payment channels include online, mobile, point-of-sale, hosted payment pages, and server-to-server. Smart transaction routing and strategic retries are intended to improve conversion and recover declined payments. The platform automates reconciliation and reporting, with shareable insights for finance, product, and operations teams. Universal Tokens use a common format across multiple payment service providers. IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and orchestration platforms and states that it complies with GDPR. It also offers a white-label solution for ISOs, PSPs, banks, ISVs, and payment facilitators. The Developer Hub provides guides, recipes, an API explorer and reference, and operating guides. The cloud platform supports Android, iOS, web, and API access. A sandbox is available at no cost for evaluating tokenization. Plans start at $1,000 a month; full pricing requires contacting IXOPAY.

Paysafe is a payments platform for businesses and consumers, covering card payments, digital wallets, eCash, and local payment methods. Its REST-based Payments API connects multiple methods through one endpoint and returns JSON-encoded responses. Supported options include cards, bank transfers, cash, crypto, direct debit, vouchers, and wallets such as Apple Pay, Google Pay, Neteller, and Skrill. Paysafe Checkout can be embedded in a website and customized, with payment details sent securely to Paysafe for processing. The company offers Shopify checkout integrations and an official WooCommerce integration. Shopify checkout supports cards, Skrill, Neteller, PaysafeCard, PaysafeCash, ACH, and EFT. Paysafe lists iGaming, video gaming, e-commerce, online trading, retail, travel, and hospitality as focus sectors, and says its platform supports more than 260 payment types and 48 currencies. Its Shopify checkout page describes built-in fraud protection and 3D Secure capability. Paysafe reported PCI DSS 4.0.1 certification across payment card products, with audit controls under PCI, SOC-2, and ISAE3402 frameworks. General pricing is on request. For US and Canadian Shopify Standard plans, the listed transaction fee is 2.75% + $0.35, with zero setup and monthly fees.