IXOPAY vs PayServ Multi-PSP Platform
IXOPAY
ixopay.com
PayServ Multi-PSP Platform
payserv.comSide by side
| Figure | IXOPAY | PayServ Multi-PSP Platform |
|---|---|---|
| Price from | $1,000/mo | $99/mo |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 6 |
| Spec score · Payment Orchestration Platforms | 8.9 (#3) | 8.7 (#6) |
| Independent product description | Partnerkin describes REST and mobile APIs, smart routing, cascading, reconciliation, 200 PSP connectors and 300 payment methods. | GTP AI Labs describes PayServ as providing multi-PSP sandbox testing, PCI-DSS-compliant hosted checkout, Pay by Link, evaluation across more than eight PSPs and automated test suites. |
| Pricing model | The official site displays plans starting at $1000 per month and directs prospective customers to request sandbox access; it does not publish a complete plan price list. | The pricing page says there are no setup fees or monthly minimums and that Standard charges only for successful transactions. |
| Routing | Smart transaction routing and strategic smart retries are features for improving conversion and recovering declined payments. | The developer documentation describes weighted split routing and automatic failover routing without application redeployment. |
| Security | IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and payment orchestration platforms. | The platform page says PSP-hosted fields capture card data, raw cardholder data does not transit PayServ servers, and credentials are encrypted at rest with AES-256-GCM and transmitted over TLS 1.3. |
| What it does | IXOPAY provides enterprise payment orchestration, tokenization and payment-intelligence infrastructure. | PayServ provides a unified payment-orchestration layer for accepting and routing cards, wallets and bank transfers. |
Plans
PayServ Multi-PSP Platform
- FreeFree
- Scale$99 a month
- Growth$299 a month
- CustomPriced on request
- EnterprisePriced on request
- StandardPriced on request
In their own words
IXOPAY
IXOPAY provides payment orchestration, tokenization, and payments intelligence for merchants and fintechs. One API integration connects to more than 200 payment providers and 300 payment methods. Adapters connect to acquirers, processors, gateways, and third-party tools such as CRM, ERP, and SMTP services. Supported payment channels include online, mobile, point-of-sale, hosted payment pages, and server-to-server. Smart transaction routing and strategic retries are intended to improve conversion and recover declined payments. The platform automates reconciliation and reporting, with shareable insights for finance, product, and operations teams. Universal Tokens use a common format across multiple payment service providers. IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and orchestration platforms and states that it complies with GDPR. It also offers a white-label solution for ISOs, PSPs, banks, ISVs, and payment facilitators. The Developer Hub provides guides, recipes, an API explorer and reference, and operating guides. The cloud platform supports Android, iOS, web, and API access. A sandbox is available at no cost for evaluating tokenization. Plans start at $1,000 a month; full pricing requires contacting IXOPAY.
PayServ Multi-PSP Platform
PayServ Multi-PSP Platform helps merchants evaluate, test, certify, and route payments across payment service providers. It supports automated functional, regression, and performance testing, parallel PSP evaluation, and certification reports. Named provider connections include Stripe, Adyen, Fiserv, PayPal, Authorize.net, Square, Payoneer, and Braintree. Configurable routing and automatic failover are available; the product page states rerouting takes under 800ms. A unified REST API and client SDKs for Node.js, Java, Python, and PHP support integration work. PayServ's AI agents answer PSP integration questions, generate code, and create test scenarios. The Free plan costs nothing and includes one PSP sandbox connection and up to 500 test transactions per month, plus 20 AI Copilot queries per day and 50+ test scenarios. Scale costs $99 a month; Growth costs $299 a month. A 14-day trial is listed. PayServ says provider-hosted fields capture card data, raw cardholder data does not pass through its servers, and credentials are encrypted at rest with AES-256-GCM and in transit over TLS 1.3.