IXOPAY vs PayU
IXOPAY
ixopay.com
PayU
payu.inSide by side
| Figure | IXOPAY | PayU |
|---|---|---|
| Price from | $1,000/mo | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 2 | 1 |
| Spec score · Payment Tokenization Software | 8.9 (#3) | 7.2 (#8) |
| Company history | IXOPAY's history page says its founding IXOLIT business began in Vienna in 2001. | PayU’s about page says PayU India was founded in 2014 after separating from Ibibo. |
| Founded | 2014 | 2014 |
| Security | IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and payment orchestration platforms. | PayU describes its gateway as PCI-DSS Level 1 certified and an RBI-authorised payment aggregator, with encryption and fraud prevention tools. |
Plans
In their own words
IXOPAY
IXOPAY provides payment orchestration, tokenization, and payments intelligence for merchants and fintechs. One API integration connects to more than 200 payment providers and 300 payment methods. Adapters connect to acquirers, processors, gateways, and third-party tools such as CRM, ERP, and SMTP services. Supported payment channels include online, mobile, point-of-sale, hosted payment pages, and server-to-server. Smart transaction routing and strategic retries are intended to improve conversion and recover declined payments. The platform automates reconciliation and reporting, with shareable insights for finance, product, and operations teams. Universal Tokens use a common format across multiple payment service providers. IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and orchestration platforms and states that it complies with GDPR. It also offers a white-label solution for ISOs, PSPs, banks, ISVs, and payment facilitators. The Developer Hub provides guides, recipes, an API explorer and reference, and operating guides. The cloud platform supports Android, iOS, web, and API access. A sandbox is available at no cost for evaluating tokenization. Plans start at $1,000 a month; full pricing requires contacting IXOPAY.