IXOPAY vs Primer

IXOPAY provides payment orchestration, tokenization, and payments intelligence for merchants and fintechs. One API integration connects to more than 200 payment providers and 300 payment methods. Adapters connect to acquirers, processors, gateways, and third-party tools such as CRM, ERP, and SMTP services. Supported payment channels include online, mobile, point-of-sale, hosted payment pages, and server-to-server. Smart transaction routing and strategic retries are intended to improve conversion and recover declined payments. The platform automates reconciliation and reporting, with shareable insights for finance, product, and operations teams. Universal Tokens use a common format across multiple payment service providers. IXOPAY lists ISO 27001, SOC 3, and PCI DSS attestations for its tokenization and orchestration platforms and states that it complies with GDPR. It also offers a white-label solution for ISOs, PSPs, banks, ISVs, and payment facilitators. The Developer Hub provides guides, recipes, an API explorer and reference, and operating guides. The cloud platform supports Android, iOS, web, and API access. A sandbox is available at no cost for evaluating tokenization. Plans start at $1,000 a month; full pricing requires contacting IXOPAY.

Primer is cloud-based payments infrastructure for merchants, bringing payment services together through a single interface and API for building and managing a payment stack. Configurable checkout can present local and alternative payment methods. Tools for payment performance include dynamic routing, Fallbacks, adaptive 3D Secure, and network tokens. For operations, Primer offers observability, monitors, reconciliation, a costs overview, and global accounts. Its no-code workflows are intended to let businesses activate services and expand into markets without waiting for engineering work. The integrations directory lists processors and methods such as Adyen, 2C2P, ACH, Affirm, Afterpay, and Airwallex, though Primer says it may not include every provider. Supported payment channels include card payments, digital wallets, bank transfers, account-to-account payments, and buy now pay later. Primer is available on Android, iOS, web, and through an API. It describes its customers as merchants in travel, fintech, platforms, retail, and entertainment. Primer was founded in 2020. Pricing is tailored to each business and available on request.