J.P. Morgan Embedded Payments vs Stripe Connect
J.P. Morgan Embedded Payments
developer.payments.jpmorgan.com
Stripe Connect
stripe.comSide by side
| Figure | J.P. Morgan Embedded Payments | Stripe Connect |
|---|---|---|
| Price from | — | $20.25/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 1 | 3 |
| Spec score · Embedded Payments Platforms | 7.2 (#21) | 8.7 (#4) |
| Headquarters | New York City, New York, United States | San Francisco and Dublin |
| Purpose | The API lets platforms onboard clients, manage accounts and funds, and trigger payouts through a single integration. | Connect embeds payments in software platforms and marketplaces and helps orchestrate money movement across multiple parties. |
| Support | The product page directs customers to their integration specialist or relationship manager for help and to sales if they are unsure which product fits. | Connect’s features page advertises 24x7 support by phone, chat, and email. |
Plans
J.P. Morgan Embedded Payments
- J.P. Morgan Embedded PaymentsPriced on request
Stripe Connect
- Stripe handles pricing for your usersFree
- You handle pricing for your users$20.25 a month
- Stripe handles pricing for your usersPriced on request
In their own words
J.P. Morgan Embedded Payments
J.P. Morgan Embedded Payments has no write-up on Specifiction yet; its figures are above.
Stripe Connect
Stripe Connect embeds payments in software platforms and marketplaces and coordinates money movement among multiple parties. Platforms can choose Stripe-hosted, embedded, or custom onboarding, including identity verification and networked onboarding for existing Stripe users. Connect supports payments in 135+ currencies and 40+ payment methods across online, mobile, subscription, invoicing, and point-of-sale flows. Platforms can split payments, route funds across borders, control payout timing, and offer instant payouts. Prebuilt connected-account dashboards include controls for payments, payouts, settings, notifications, and payment methods. Risk and compliance features include KYC and AML checks, sanctions screening, MATCH list checks, and fraud management. Connect can automatically generate US 1099 forms; e-filing and delivery fees vary by pricing model. Its listed security features include PCI DSS Level 1 certification and PSD2 Strong Customer Authentication compliance. Pricing may involve no platform fees when Stripe handles user pricing, or $2 per monthly active account plus 0.25% + 25¢ per payout sent; other usage fees may apply.