Knit vs TrueLayer Data API

Knit brings together a Unified API, an Integrations Agent, and MCP servers for building software integrations and workflows. The Unified API provides normalized data models, read and write access, and two-way syncs across product integrations. The Integrations Agent converts natural-language workflow descriptions into custom integration code that can be deployed and monitored. Knit’s MCP servers offer AI agents managed-auth access to more than 190 apps without customer-managed infrastructure. Its directory lists 194 integrations, including Salesforce, HubSpot, QuickBooks, Workday, BambooHR, Asana, Gmail, and Jira. The service supports Android, iOS, web, and API use. Knit says it does not keep end-user data on its servers, encrypts data at rest with AES-256 and in transit with TLS 1.3, and complies with SOC 2, GDPR, and ISO 27001. Data processing residency is available in the US, EU, and India. There is a free plan and a 30-day trial; paid plans include Starter at $29 a month and Professional at $99 a month.

TrueLayer Data API gives applications access to identity, account, transaction and balance data for integrated banks through a single interface. Account details may include the holder’s name, account number and IBAN; card data may include the network, last four digits and name on card, with balances and transactions available at card level. Listed uses include account verification and aggregation, affordability checks, rewards and insights, and money management. TrueLayer offers a customizable user journey or a custom authentication flow for regulated customers. Non-regulated customers and agents of TrueLayer customers must use the customizable flow. Documentation lists client libraries for Node.js, Python, Java and .NET, as well as web and mobile SDKs and hosted payment-page options. The free Sandbox plan uses mock data and has no production access. Production pricing is based on volume and use case; access requires a registered business or commercial entity, a signed commercial agreement and KYB/KYC. TrueLayer requires HTTPS and says data is encrypted at rest and in transit. Identical API requests are cached for one hour, and persistently unreasonable request volumes may be throttled or blocked. The company is headquartered in London and was founded in 2016.