Kubera vs PocketSmith
Kubera
kubera.com
PocketSmith
pocketsmith.comSide by side
| Figure | Kubera | PocketSmith |
|---|---|---|
| Price from | $20.83/mo | $9.99/mo |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| Linux | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 3 | 7 |
| Spec score · Personal Finance Software | 8.6 (#26) | 9.5 (#2) |
| Free plan | No | Yes |
| Multi-currency | Kubera supports multiple currencies throughout the portfolio and lets users view wealth in their preferred currency. | It tracks accounts, assets and liabilities across countries with automatic currency conversion based on daily rates. |
| Security | Kubera says data is encrypted at rest on AWS and in transit over HTTPS with HSTS, while its account connections are read-only. | Connections are encrypted, stored data is encrypted at rest, passwords use bcrypt hashing, and PocketSmith reports an SSL Labs A+ transport rating as of February 2024. |
| Support | Black includes priority email support and one-to-one Zoom calls; Kubera says its team replies to customer emails. | Users can contact PocketSmith support through the in-app Help menu or by email, with priority email support on Fortune. |
Plans
PocketSmith
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
- Fortune$319.92 a year
In their own words
PocketSmith
PocketSmith is personal finance software for budgeting, monitoring accounts, and forecasting future balances. It connects to financial institutions for automatic imports and categorization, and also supports manual imports. Budget tools include a calendar, flexible periods, and what-if scenarios; reports cover income, expenses, net worth, and cash flow. Users can track accounts, assets, and liabilities across countries with currency conversion. Forecasting can show daily balances as far as 60 years ahead on the Fortune plan. The free plan includes two dashboards, 12 budgets, two accounts, and six months of projection. Foundation starts at $9.99 a month when billed annually. PocketSmith lists Android, iOS, web, desktop apps, and an API. Bank feeds are read-only and cannot move money in connected accounts. The service states that data is encrypted, two-factor authentication is available on every plan, and there are no ads or ad-tracking.